Page 11 - Cover Letter and Evaluation for Mr. Fred Falten
P. 11

Your estimated costs in each plan


                                                                              Martin's Point
                         Plan name     Medigap Plan F     Medigap Plan N       Generations    Humana Choice PPO
                                                                             Advantage Prime         Plan
                                                                               (HMO-POS)
                 Toll-Free Number           NA                 NA            (888) 640-4423     (800) 833-2364
                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2021 Part B premium
               ($148.50 a month)*          $1,782             $1,782             $1,782            $1,782
                 Health plan annual

                 premiums  (Medigap        $3,000             $2,450               $0                $0
               premiums are estimates)
               Plan medical/Part B
                      deductible**           $0               $203                 $0                $0

                Rx drug costs for 9
               months (mail-order)          $212              $212                 $0               $102

                              Total        $4,994             $4,647             $1,782            $1,884

                                 Part A and Part B out-of-pocket costs

           Part A: The amount you                                          $333 a day for days  $325 a day for days
                 will pay if you are      No cost            No cost       1-5 in network; $0  1-5 in network; $0
                       hospitalized                                           for days 6-90.      thereafter


           Part A:  Care in a skilled                                       $0 for days 1-20;   $0 for days 1-20;
                    nursing facility      No cost            No cost        $178 for days 21-  $184 a day for days
                                                                                  100.             21-100.

           Part B:  Emergency care        No cost       No cost after Part B   $90 co-pay         $90 co-pay

               (not including ambulance)                    deductible
                                  Cost-sharing for doctors' office visits

                                                                    =
            In-Network Primary                              After Part B
                Care Co-Pays                            deductible, $20 for        $0                $0
           In-Network Specialist          No cost       doctor's office visits

                   Co-Pays                                  and $50 for           $40                $45
              Out-of-Network                             emergency room    $35 for PCP; $55 for $20 for PCP; $65 for
                                                               visits
                   Co-Pays                                                      specialist        specialist
          *This is 2021 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2021 is $203; medical deductibles for Advantage plans vary.


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