Page 6 - Cover Letter and Evaluation for Melanie

stand-alone plan in the area where you are moving. In that case, choose your new Part D plan
based on its costs for your Rx drugs.

Finally, there are a couple of other things to keep in mind as you make the transition to
Medicare as your primary coverage. On your initial visits to your doctors after August 1, show
the office staff your new enrollment cards for Medicare A&B, your Medigap policy and your
Part D stand-alone plan. That will help to avoid any billing confusion. Also, you’re entitled to a
free “Welcome to Medicare” physical (see page 11 of the evaluation), but you’ll probably have
to request it.

Melanie, please let me know if have any questions. Also, if you want to revise your Rx drug list,
it’s easy for me to update so that you will have a better estimate of your costs.

Sincerely,

David Armes, CFP®

Attachments and appendices

WDA:12115