Page 9 - Cover Letter and Evaluation for Dr. Maury Rosenstein
P. 9

Your estimated costs in each plan



                         Plan name     Medigap Plan F     Medigap Plan G     Medigap Plan N     Medigap Plan L


                 Toll-Free Number           NA                 NA                 NA                 NA

                    Minimum costs (health plan premiums + Rx drug costs)
          lity ratings from
          Medicare web site
             2019 standard Part B

             premium of $135.50 a          $1,626             $1,626             $1,626             $1,626
                            month*

                 Health plan annual
                 premiums  (Medigap        $1,750             $1,550             $1,350             $1,275
               premiums are estimates)

                 Rx drug costs (Rx
           premiums + deductible +          NA                 NA                 NA                 NA
                       copayments)

                              Total        $3,376             $3,176             $2,976             $2,901

                                 Part A and Part B out-of-pocket costs


           Part A: The amount you        No cost for        No cost for        No cost for    You pay $341 (25%

                 will pay if you are  Medicare-covered  Medicare-covered  Medicare-covered  of the $1,364 Part A
                       hospitalized    hospitalization    hospitalization    hospitalization      deductible)


           Part B:  The amount you                                         See below for cost-  After paying the
                  will pay for most                                         sharing amounts      $185 Part B
                                                                                              deductible, you will
                 Medicare-covered            $0               $185             after $185     pay 5% of most Part
                outpatient services                                         deductible is paid      B costs

                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary

                Care Co-Pays                                                  up to $20 for
                                                          No co-pays for
                                                                           Medicare-approved
                                       No co-pays for
           In-Network Specialist      Medicare-covered  Medicare-covered  doctor's office visit;   5% of Medicare-
                   Co-Pays                services           services      $50 for emergency    approved cost
              Out-of-Network                                                   room visit

                   Co-Pays

          *This is 2019 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2019 is $185.



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