Page 32 - Appendices to Heidi Bathon's Evaluation
P. 32

11/2/21, 3:36 PM                                     CSG Tools | Medicare Supplement


            $653.24  /mo    Careêrst Of Maryland, Inc.

                      HH Discount             Parent: Careêrst Inc Grp  Plan: F               Years in Market: 55
                        10.0%                 AM Best Rating: n/a     S&P Rating: n/a         Eéective Date: 01/01/2021
                                              Rate Type: Attained age  Rating Class: Level 3


           Age Increases                      Increase History                    Market Data
            Age        Monthly    Increase
                                                                                                
                       Amount
            88         $  661.10  1.2%
                       /mo
            89         $  669.08  1.2%
                       /mo
            90         $  677.09  1.2%
                       /mo
            91         $  677.09  0.0%
                       /mo
            Average               0.9%



            $749.48  /mo    Colonial Penn Life Insurance Company

                                              Parent: Cno Financial Grp  Plan: F              Years in Market: 23
                                              AM Best Rating: A- (Outlook  S&P Rating: BBB+   Eéective Date: 01/01/2021
                                              Positive)
                                              Rate Type: Attained age  Rating Class: Substandard


           Age Increases                      Increase History                    Market Data
            Age        Monthly    Increase
                                                                                                
                       Amount
            88         $  774.15  3.3%
                       /mo
            89         $  799.67  3.3%
                       /mo

            90         $  826.03  3.3%
                       /mo
            91         $  839.66  1.7%
                       /mo

            Average               2.9%


        Disclaimer:  CSG Actuarial, LLC does not guarantee or warrant the accuracy of the above premium rates or underwriting information. For agent use
        only. Carriers may have made rate or underwriting adjustments that have not yet been reëected in our database. All data obtained from public
        sources.
        Monthly rates may reëect EFT discounts, if applicable.

        A few companies in the database oéer premium rates based upon special underwriting or administrative rules. In those cases multiple rates are
        shown for the same company.
        Minnesota and Wisconsin: Age increase data is determined using the base policy, not including any riders. Historical increase data is determined
        using a composite increase on the base policy and the riders.
        In Wisconsin, United American rates include the home healthcare rider.
        In Arizona, Humana (Achieve and Value) oéers an early enrollment discount based on the applicant’s Part B eéective date. Check Company outline
        of coverage for more details.

      https://tools.csgactuarial.com/medicare-supplement/quote/list?client_key=agZjc2dhcGlyGgsSDUNsaWVudFByb2ZpbGUYgID40Zy1iQkMogEDY3Jt…  27/28
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