Page 10 - Cover Letter and Evaluation for Paul Dorroh
P. 10

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                              Aetna Medicare
                           Plan Name     Medigap Plan G    Medigap Plan N      Essential Plan      Aetna Medicare
                                                                                (Local PPO)     Select Plan (HMO)


                   Toll-Free Number           NA                 NA           (855) 338-7027    (855) 338-7027
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see
                   your physician(s)?         Yes                Yes               Yes           Yes, but verify



              How large is the plan's   Medigap policies   Medigap policies   More than 9,000   More than 9,000
                   provider network?      do not have        do not have         providers         providers
                                                              networks
                                            networks
            Do you need referrals to
                      see specialists?         No                No                 No                Yes

                                                                            $285 a day for days
           What is the potential cost      No cost for       No cost for     1-7 in a network  $259 a day for days
                   of a hospital stay?  Medicare-covered  Medicare-covered    hospital (40% of   1-7 in a network
                                                                                                   hospital.
                                        hospital services
                                                                                cost out-of-
                                                           hospital services
                                                                                 network)
                                        Excellent. It does   Excellent. It does   Fair. $5,900 in
               How good is the plan's  not have an out-of- not have an out-of- network; $10,000
              catastrophic coverage?      pocket limit,      pocket limit,     in-and-out of   $5,650 in network.
                                             though            though.           network


                What are Medicare's     Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by      4 stars           4 stars
                                                              Medicare
                                           Medicare
                               Benefits for services not covered by Medicare

                  Routine dental care     Not covered        Not covered      Limited benefits    Not covered



                  Routine vision care     Not covered        Not covered      Limited benefits  Limited benefits



                                           After $250         After $250
                                       deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                           Not covered        Not covered
                                         costs ($50,000     costs ($50,000
                                          lifetime limit)   lifetime limit)


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