Page 13 - Cover letter and evaluation for Darlene Hoover
P. 13

Plans that appear to meet your criteria (cont'd)




                                                                             Aetna Medicare    Anthem MediBlue
                          Plan name    Medigap Plan N     Medigap Plan L
                                                                             Value PPO Plan      Plus HMO Plan

                 Toll-Free Number            NA                 NA           (833) 859-6031     (844) 373-7113

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2019 standard Part B
             premium of $135.50 a          $1,626             $1,626             $1,626             $1,626

                            month*

                 Health plan annual
                 premiums  (Medigap        $1,125             $1,050               $0                 $0
               premiums are estimates)

                              Total        $2,751             $2,676             $1,626             $1,626

                            Minimum costs for Medicare-covered services

            Total medical premiums         $2,751             $2,676             $1,626             $1,626
                         (from above)

             Plan health deductible
           (includes Part B deductible if   $185               $185                $0                 $0
                 not covered by plan**)

              Annual  Rx costs with

             monthly refills at CVS         $186               $186                $0                 $0


              Total Minimum Costs
           (includes cost-sharing for the   $3,122            $3,047             $1,626             $1,626
                  Rx drug you now take)
                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary

                Care Co-Pays            Up to $20 for                              $0                 $5
                                                           You pay 5% of
           In-Network Specialist      doctor's office visit;   Medicare approved
                   Co-Pays            $50 for emergency       amount              $35                $40
              Out-of-Network                room visit

                   Co-Pays                                                     $20 and $55        Not covered
          *This is 2019 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
          **Part B deductible in 2019 is $185.


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