Page 12 - Cover Letter and Evaluation for Gary Janke
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.



                                                                              Blue Advantage     Blue Advantage
                           Plan Name     Medigap Plan G    Medigap Plan N
                                                                             Garnet PPO Plan     Ruby PPO Plan


                   Toll-Free Number           NA                 NA           (800) 292-5146    (800) 292-5146
          QuaSection Heading             How do these plans compare?
          lity ratings from

                  Is your physician in
                            network?         1500               1275          Yes, but verify    Yes, but verify


              How large is the plan's    You are covered when you see any    More than 18,000  More than 18,000

                   provider network?        doctor who accepts Medicare          providers         providers

            Do you need referrals to

                      see specialists?         No                No                 No                No



           What is the potential cost      No cost for                      $300 a day for days  $260 a day for days
                   of a hospital stay?  Medicare-covered        $335         1-5 in a network   1-4 in a network
                                                                                                    hospital
                                        hospital services
                                                                                 hospital
                                        Excellent. It does                    Weak. $6,700 in   Average. $4,800 in
               How good is the plan's  not have an out-of-  Excellent. $2,620   network and       network and
              catastrophic coverage?      pocket limit,      for covered    $10,000 in and out- $10,000 in and out-
                                                               services
                                             though                             of-network        of-network

                What are Medicare's     Medigap policies   Medigap policies   4 out of 5 stars in   4 out of 5 stars in
                ratings for this plan?   are not rated by   are not rated by       2018              2018
                                           Medicare
                                                              Medicare
                               Benefits for services not covered by Medicare

                                                                               Some dental        Some dental
                  Routine dental care     Not covered        Not covered
                                                                                 coverage          coverage


                  Routine vision care     Not covered        Not covered      Limited benefits  Limited benefits


                                           After $250         After $250
                                       deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                           Not covered        Not covered
                                         costs ($50,000     costs ($50,000
                                          lifetime limit)   lifetime limit)


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