Page 13 - Cover Letter and Evaluation for LuAnn Vander Vorste
P. 13

Plans that appear to meet your criteria (cont'd)




                           Plan name     Medigap Plan F     Medigap Plan G     Medigap Plan N     Medigap Plan L


                   Toll-Free Number           NA                 NA                 NA                 NA
                          Estimated annual premiums for medical coverage
            lity ratings from Medicare web site (best rating = 5 stars)
               2018 standard Part B
                  premium of $134 a          $1,608             $1,608             $1,608             $1,608
                              month*

                   Health plan annual

                   premiums  (Medigap        $2,100             $1,900             $1,575             $1,450
                 premiums are estimates)

                                Total        $3,708             $3,508             $3,183             $3,058


                             Minimum costs for Medicare-covered services

             Total medical premiums          $3,708             $3,508             $3,183             $3,058
                           (from above)

               Plan health deductible

             (includes Part B deductible if   $0                $183               $183               $183
                  not covered by plan**)

                     Annual Rx costs
               w/monthly refills at a        $257               $257               $257               $257
                       CVS Pharmacy

               Total Minimum Costs
             (includes cost-sharing for the   $3,965           $3,948              $3,623             $3,498
                  Rx drugs you now take)
                                    Cost-sharing for doctors office visits
                                                                      =
              In-Network Primary
                  Care Co-Pays                                                  up to $20 for
                                         No co-pays for     No co-pays for   Medicare-approved
             In-Network Specialist      Medicare-covered  Medicare-covered    doctor's visit; $50   5% of Medicare-
                    Co-Pays                 services           services        for emergency      approved cost
                Out-of-Network                                                   room visit

                    Co-Pays

            *This is 2018 Part B premium for new enrollees. Higher income people may pay more.
            **Part B deductible in 2018 is $183.


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