Page 4 - Cover Letter and evaluation for Paul J. Lingane

Because you do not take any Medicare-covered drugs, you should probably enroll in the lowest-
premium plan. In San Mateo County, the Humana-Walmart Rx Plan appears to your best choice
with a monthly premium in 2017 of only $17 ($204 if you had been enrolled for all of 2017).
Walgreens is in this plan’s network, but it is not a preferred pharmacy (the only preferred
pharmacies in this plan are Walmart Pharmacies). When the 2018 plan information becomes
available next month, I’ll send you an e-mail to let you know if this plan will also be the lowest-
premium plan next year. To enroll in a prescription drug plan, you can call the plan’s toll-free
number shown in the evaluation.

Paul, after you’ve reviewed the evaluation please let me know if you have questions. Also,
there are a couple of things to keep in mind as you make the transition to Medicare for your
primary coverage. On your initial visits to your doctors after November 1, show the office staff
your enrollment cards for Medicare and the Medigap policy and Part D plan. That may help
avoid any billing confusion. And on your first visit to the pharmacy after November 1, show
them the enrollment card for your Part D coverage.

Also, you’re entitled to a free “Welcome to Medicare” physical (see page 11 of the evaluation),
but you’ll probably have to request it from your primary care doctor.

Sincerely,

David Armes, CFP®
Attachments
WDA:91117

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