Page 3 - Cover Letter and Appendices for Irene Ellsworth
P. 3

be able to switch to Globe Life or another low-premium insurer without waiting for his birthday
               next year.

               The only way to know for sure whether you can save money and if so, how much, is to call two
               or three companies and get a current quote (phone numbers are shown in Appendix C2). If you
               do switch, once you have some form of verification that your new policy will be issued, you can
               call Blue Cross to drop your current policy. See the attachment to this letter from the Medicare
               web site that briefly describes what to do.

               Mrs. Ellsworth, please let me know if you have questions.

                                                   Sincerely,


                                                   David Armes, CFP®

                Attachments:  Cost comparison of your current prescription drug plan and lowest-cost plan
                              Changing your Medicare prescription drug plan
                              Switching your Medigap policy to a different insurance company

               Appendices










































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