Page 11 - Cover Letter and Evaluation for Barbara Lesswing
P. 11

Plans that appear to meet your criteria (cont'd)



                                         Independent Health       Independent Health
                           Plan name                                                         Medigap Plan G
              Your current plan        Encompass 65 Basic HMO     Encompass 65 HMO
                   Toll-Free Number        (800) 665-1502           (800) 665-1502                 NA

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
               2018 standard Part B
                  premium of $134 a            $1,608                   $1,608                   $1,608
                             month*

                  Health plan annual
          premiums  (Medigap premiums           $380                      $0                     $2,400
                         are estimates)

                               Total           $1,988                   $1,608                   $4,008

                           Minimum costs for Medicare-covered services


             Total medical premiums            $1,988                   $1,608                   $4,008
                          (from above)

              Plan health deductible
             (includes Part B deductible if      $0                       $0                      $183
                  not covered by plan**)

              Annual Rx costs, mail-
              order refills  (premiums,        $2,164                   $1,800                   $1,800
                   deductibles, co-pays)

               Total Minimum Costs
            (includes cost-sharing for the     $4,152                   $3,408                   $5,991
                  Rx drugs you now take)
                                  Cost-sharing for doctors office visits
                                                                    =
          In-Network Primary Care
                   Co-Pays                       $0                       $0

            In-Network Specialist                $25                     $25            No charge after the Part B
                   Co-Pays                                                               deductible has been paid
               Out-of-Network               Not covered except in   Not covered except in
                   Co-Pays                   emergencies             emergencies
          *This is 2017 Part B premium for new enrollees who are not yet receiving Social Security benefits. People who
          have already started their Social Security benefits will pay $109 a month ($1,308 a year). Higher income people
          may pay more. **Part B deductible in 2017 is $183.

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