Page 13 - Cover Letter & Evaluation for Michael Novotny
P. 13

Plans that appear to meet your criteria (cont'd)


                                                                                                AARP Medicare
                                                                            Alignment Health
                          Plan name    Medigap Plan G     Medigap Plan N   Plan My Choice (an   Complete Secure
                                                                                 HMO)          Horizons Plan 1 (an
                                                                                                     HMO)
                 Toll-Free Number            NA                 NA           (888) 979-2247     (800) 555-5757

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2018 standard Part B
                 premium of $134 a         $1,608             $1,608             $1,608             $1,608

                            month*

                 Health plan annual
                 premiums  (Medigap        $2,400             $1,100               $0                 $0
               premiums are estimates)

                              Total        $4,008             $2,708             $1,608             $1,608

                            Minimum costs for Medicare-covered services

            Total medical premiums         $4,008             $2,708             $1,608             $1,608
                         (from above)

             Plan health deductible
           (includes Part B deductible if   $183               $183                $0                 $0
                 not covered by plan**)


          Annual Rx drug coverage
                          premiums          $236               $236                $0                 $0


              Total Minimum Costs
           (includes cost-sharing for the   $4,427            $3,127             $1,608             $1,608
                 Rx drugs you now take)
                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary
                Care Co-Pays            No co-pays for                             $0                 $5
                                      Medicare-covered    You pay 10% of
           In-Network Specialist      services after $183  Medicare approved
                   Co-Pays           Part B deductible is     amount               $0                $10
              Out-of-Network                paid
                   Co-Pays                                                     Not covered        Not covered
          *This is 2018 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
          **Part B deductible in 2018 is $183.


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