Page 13 - Cover letter and evaluation for John Johnson
P. 13

Your estimated costs in each plan



                                                                                              Aetna Medicare
                         Plan name    Medigap Plan F     Medigap Plan G    Medigap Plan N
                                                                                              Choice PPO Plan
                 Toll-Free Number           NA                NA                 NA           (855) 275-6627

                    Minimum costs (health plan premiums + Rx drug costs)
          lity ratings from
          Medicare web site
             2019 standard Part B
             premium of $135.50 a         $1,626             $1,626            $1,626             $1,626
                           month*

                 Health plan annual

                 premiums  (Medigap       $1,800             $1,600            $1,300               $0
               premiums are estimates)
                 Rx drug costs (Rx
           premiums + deductible +         $125              $125               $125               $261

                      copayments)

                             Total        $3,426             $3,226            $2,926             $1,626
                                 Part A and Part B out-of-pocket costs



           Part A: The amount you       No cost for        No cost for       No cost for    $300 a day for days
                                                                                              1-6 in network
                 will pay if you are  Medicare-covered  Medicare-covered  Medicare-covered   hospital; no co-pays
                       hospitalized    hospitalization   hospitalization    hospitalization    for days 7-90


           Part B:  The amount you                                        See below for cost-
                  will pay for most                    $185 a year (Part B   sharing amounts   Various co-pays for
                 Medicare-covered           $0             deductible)        after $185      covered services
               outpatient services                                         deductible is paid

                                 Cost-sharing for doctors' office visits
                                                                   =
            In-Network Primary
                Care Co-Pays                             No co-pays for      up to $20 for   No co-pay required
                                                        Medicare-covered  Medicare-approved
                                       No co-pays for
           In-Network Specialist      Medicare-covered  services after $185  doctor's office visit;
                  Co-Pays                 services     Part B deductible is  $50 for emergency     $40
              Out-of-Network                                  paid            room visit
                  Co-Pays                                                                       50% of cost

          *This is 2019 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2019 is $185.



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