Page 11 - Cover Letter and Evaluation for Bob O'Connell
P. 11

Plans that appear to meet your criteria (2019 cont'd)



                         Plan name     Medigap Plan F     Medigap Plan G     Medigap Plan N     Medigap Plan L


                 Toll-Free Number           NA                 NA                 NA                 NA

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
             2018 standard Part B

                premium of $134 a          $1,608             $1,608             $1,608             $1,608
                            month*

                 Health plan annual
                 premiums  (Medigap        $1,800             $1,600             $1,400             $1,300
               premiums are estimates)

                              Total        $3,408             $3,208             $3,008             $2,908

                            Minimum costs for Medicare-covered services


           Total medical premiums
                         (from above)      $3,408             $3,208             $3,008             $2,908


            2018 Part B deductible
              (if not covered by plan**)     $0               $183               $183                $183


               Annual Rx costs for
                  monthly refills at       $6,199             $6,199             $6,199             $6,199
                        Walgreens
             Total Minimum Costs

           (includes cost-sharing for the   $9,607            $9,590             $9,390             $9,290
                 Rx drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                                                  up to $20 for
                                                          No co-pays for
                                       No co-pays for
           In-Network Specialist      Medicare-covered  Medicare-covered   Medicare-approved   5% of Medicare-
                                                                            doctor's visit; $50
                   Co-Pays                services           services        for emergency      approved cost
              Out-of-Network                                                   room visit

                   Co-Pays

          *This is 2018 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2018 is $183.



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