Page 179 - Hollard Business Branch Policy Wording

Enroute In-Car Insurance
Permanent Total Disability
the total, absolute and permanent disablement as a result of a Bodily Injury which prevents the Insured Person from following his or her usual occupa on or any other occupa on for which he or she is suited by educa on or training
Temporary Total Disability
the temporary disablement as a result of Bodily Injury which prevents the Insured Person from engaging in or giving a en on to his or her usual occupa on
Medical Expenses
expenses necessarily and reasonably incurred within 24 (twenty four) months of the date of the Motor Vehicle Accident for medical, surgical, dental, ophthalmic, hospital treatment and/or emergency travel costs
Medical Prac oner
a legally quali ed medical prac oner other than the Insured Person or a member of his/her immediate family
Bene t
the applicable amount of compensa on paid to an Insured Person, subject always to the terms and condi ons of this Policy, at the amount stated in or determined by the Schedule
Period of Insurance
that period for which the Insured has paid the requisite premium and the Company has agreed to provide the insurance on the terms and condi ons of this Policy
Policy
the insurance contract entered into between the Company and the Insured consis ng of this Policy wording and the Schedule and any endorsements or amendments as may be made to it from me to me
Schedule
the Schedule to this Policy wording which forms part of and is issued in accordance with the Policy wording
Territory
the Republic of South Africa, Angola, Botswana Kenya, Lesotho, Malawi, Mozambique Namibia, Swaziland, Tanzania, Uganda, Zambia and Zimbabwe
Loss of Eye
permanent and total loss of or loss of sight in an eye
Loss of Speech or Hearing
total and irrecoverable loss of speech or hearing
PERMANENT DISABILITY
Bodily Injury Resul ng in:
% of maximum Permanent Total Disability in the Schedule
A. Permanent Total Disability
100% (one hundred percent)
B. Permanent and total loss of:
a) speech
b) hearing in both ears
c) hearing in one ear
d) sight in both eyes
e) sight in one eye
f) one or both arms
g) one or both legs
h) one arm and one leg
i) both hands
j) one hand
k) both feet
l) one foot
m) one hand and one foot
n) four nters of either hand
o) thumb of either hand
p) any other nger of either hand
100% (one hundred percent) 100% (one hundred percent) 25% (twenty ve percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 70% (seventy percent) 30% (thirty percent)
5% ( ve percent)
Page | 178 Hollard Business Policy – Branch – Version 1 2018