Page 188 - Hollard Business Branch Policy Wording

Enroute On-Road Insurance
Temporary Total Disability
the temporary disablement as a result of Bodily Injury which prevents the Insured Person from engaging in or giving a en on to his or her usual occupa on.
Medical Expenses
expenses necessarily and reasonably incurred within 24 (twenty four) months of the date of the Road Accident for medical, surgical, dental, ophthalmic, hospital treatment and/or emergency travel costs.
Medical Prac oner
a legally quali ed medical prac oner other than the Insured Person or a member of his/her immediate family.
Bene t
the applicable amount of compensa on paid to an Insured Person, subject always to the Terms and Condi ons of this Policy, at the amount stated in or determined by the Schedule.
Period of Insurance
that period for which the Insured has paid the requisite premium and the Company has agreed to provide the insurance on the terms and condi ons of this Policy.
Policy
the insurance contract entered into between the Company and the Insured consis ng of this Policy wording and the Schedule and any endorsements or amendments as may be made to it from me to me.
Schedule
the Schedule to this Policy wording which forms part of and is issued in accordance with the Policy wording.
Territory
the Republic of South Africa, Angola, Botswana Kenya, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Uganda, Zambia and Zimbabwe.
Loss of Eye
permanent and total loss of or loss of sight in an eye.
Loss of Speech or Hearing
total and irrecoverable loss of speech or hearing.
PERMANENT DISABILITY
Bodily Injury Resul ng in:
% of maximum Permanent Total Disability in the Schedule
A. Permanent Total Disability
100% (one hundred percent)
B. Permanent and total loss of:
a) speech
b) hearing in both ears
c) hearing in one ear
d) sight in both eyes
e) sight in one eye
f) one or both arms
g) one or both legs
h) one arm and one leg
i) both hands
j) one hand
k) both feet
l) one foot
m) one hand and one foot
n) four ngers of either hand
o) thumb of either hand
p) any other nger of either hand
q) all toes on one foot
r) great toe of either foot
s) any other toe
100% (one hundred percent) 100% (one hundred percent) 25% (twenty ve percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 50% ( y percent) 100% (one hundred percent) 70% (seventy percent) 30% (thirty percent)
5% ( ve percent)
30% (thirty percent) 10% (ten percent)
2% (two percent)
Permanent disability not speci ed herein
the % which in the opinion of the Company is consistent with the above bene ts in so far as possible.
Hollard Business Policy – Branch – Version 1 2018 Page | 187