Page 70 - Hollard Business Branch Policy Wording

Glass
OPTIONAL EXTENSIONS (if stated in the Schedule to be included) Riot and strike
Subject otherwise to the Terms, Condi ons, Exclusions, Excep ons and Warran es contained therein, this Sec on is extended to cover damage directly occasioned by or through or in consequence of:
1. civil commo on, labour disturbances, riot, strike or lockout;
2. the act of any lawfully established authority in controlling, preven ng, suppressing or in any other way dealing with any occurrence referred to in (1) above;
PROVIDED THAT:
this extension does not cover:
1. 2.
3. 4. 5.
loss or damage occurring in the Republic of South Africa and Namibia;
consequen al or indirect loss or damage of any kind or descrip on whatsoever, other than loss of rent if speci cally insured;
loss or damage resul ng from total or par al cessa on of work, or the retarding or interrup on or cessa on of any process or opera on;
loss or damage occasioned by permanent or temporary dispossession resul ng from con sca on, commandeering or requisi on by any lawfully cons tuted authority;
loss or damage related to or caused by any occurrence referred to in General Excep on 1.1.2, 1.1.3, 1.1.4, 1.1.5 or 1.1.6 of this Policy or the act of any lawfully established authority in controlling, preven ng, suppressing or in any other way dealing with any such occurrence.
If the
burden of proving the contrary shall rest on the Insured.
Company alleges that, by reason of Provision 1, 2, 3, 4 or 5, loss or damage is not covered by this Sec on, the
Special replacement
If, following loss or damage insured hereunder, the Insured is obliged in terms of the Na onal Building Regula ons or similar legisla on to replace the damaged glass with glass of a superior quality, then the Company shall be liable for the increased cost of such replacement including (but not limited to) frames therefore;
PROVIDED THAT:
if the cost of so replacing the whole of the insured property (inclusive of other items insured) is greater than the sum insured thereon at the me of the loss or damage, then the Insured shall be considered as being his own insurer for the di erence and shall bear a rateable propor on of the loss or damage accordingly.
Hollard Business Policy – Branch – Version 1 2018 Page | 69