Page 9 - Hollard Business Branch Policy Wording

5. Preven on of loss
The Insured shall take all reasonable steps and precau ons to prevent accidents or losses, including but not limited to, compliance and adherence to laws and regula ons which are material to the risk. The Insured warrants that all laws, regula ons, by-laws and rules that apply to the business or any other ma er for which cover is provided in terms of this Policy (irrespec ve of whether the laws, regula ons, by-laws and rules are in force at the date this Policy is issued, or are enacted a er that date) shall be adhered to at all mes.
6. Claims 6.1
No ce
The Insured shall on the happening of any event which may result in a claim under this Policy, at their own expense:
6.1.1 give no ce thereof to the Company as soon as reasonably possible and provide par culars of any other insurance covering such events as are hereby insured;
6.1.2 shall as soon as prac cable a er the event or such further me as the Company may in wri ng allow, submit to the Company a claim in wri ng and give the Company such proof, informa on and sworn declara ons as the Company may reasonably require;
6.1.3 shall immediately a er the event inform the Police of any claim involving criminal behaviour or (if required by the Company) loss of property and take all prac cal steps to discover the guilty party and to recover the stolen or lost property;
6.1.4 shall preserve all property following a loss.
Unlawful use, the , loss or malicious damage to property
In the event of any claim involving unlawful use of a motor vehicle or any the or loss or malicious damage to property, the Insured or the person in whose control or under whose custody such ar cles are, shall report the occurrence to the South African Police Service immediately in the area where the loss has occurred and take all possible steps to trace the guilty party and to recover the stolen or lost property.
Injuries
In respect of any claim for personal injury under this Policy where such cover is granted all cer ca ons, informa on and evidence required by the Company shall be furnished at the expense of the Insured and an injured person shall as o en as required by the Company submit to medical examina on at the Company's expense. The Company shall in the case of death be en tled to have a post mortem examina on carried out.
Legal processes
The Insured shall immediately advise the Company of any impending prosecu on or inquest and forward to the Company immediately any no ce of claim or any communica on, writ, criminal and/or civil summons and/or other legal process issued or commenced against the Insured in connec on with the event giving rise to the claim.
No admission of liability
The Insured shall not incur any expense (except as speci cally provided for in this Policy) in making good any damage without the wri en consent of the Company, and shall not nego ate, pay, se le, admit or repudiate any claim or accept liability without such consent and may under no circumstances whatsoever consent to the jurisdic on of any court without prior wri en permission from the Company.
Limita on of liability
The Company shall not be liable under more than one Sec on of this Policy in respect of liability, loss or damage arising from the same happening in respect of the same liability, loss or damage except where cover is granted for Personal Accident, Stated Bene ts or Group Personal Accident Bene ts.
6.2
6.3
6.4
6.5
6.6
General Excep ons, Condi ons and Provisions
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Hollard Business Policy – Branch – Version 1 2018