Page 199 - Execuline - Classic Policy Wording

"En Route" – Personal accident
What we cover you for
Bodily injury
We cover you for bodily injury sustained within the territorial limits that results in:
○ death within 24 months
○ temporary inability to attend to your normal occupation for a maximum of 52 weeks
○ permanent disability within 24 months
○ permanent disability for any suitable occupation within 24 months.
We will also pay for actual medical expenses and emergency travel costs incurred as a result of the bodily injury, for up to 24 months.
The bodily injury must have been sustained directly as a result of an event that was clearly violent and accidental.
Disappearance
We will pay out the death benefit if you have disappeared, or are presumed dead by a court of law. There also has to be reasonable evidence that this was as a result of bodily injury as defined in this section.
If you are subsequently found to be alive, the pay-out has to be refunded by the person to whom it was made.
Exposure
We will pay if you are injured as result of exposure to the elements after an accident involving the vehicle you are travelling in. Injury here includes the effects of thirst and starvation.
Trauma counselling
We will pay the benefit stated in the LIMIT SECTION if you require professional counselling as a result of a violent act of theft, hold-up, hijacking or unlawful assault following an accident involving your vehicle. We will not pay more than R300 per counselling session, or R3 000 for any accident.
HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015 197