Page 200 - Execuline - Classic Policy Wording

"En Route" – Personal accident
What is not covered
Certain activities, actions or medical conditions
Pre-existing medical conditions
We do not cover claims resulting from, or aggravated by, any pre-existing or congenital physical disability, infirmity, illness or disease. This also applies to any condition for which you received medical treatment or advice prior to the bodily injury.
Driver’s licence
We do not cover claims where the driver of the vehicle was not in possession of a valid driver’s licence at the time of the motor accident. This will not apply to passengers who can prove that they were unaware of this.
Military, police or criminal actions
We do not cover claims resulting from your participation in military, police or criminal actions.
Irresponsible actions
We do not cover claims resulting from the following irresponsible actions:
○ suicide, attempted suicide and intentional self-injury
○ wilful misconduct or exposure to danger
○ while the alcohol content in your blood exceeds the legal limit
○ being under the influence of intoxicating liquor or drugs, unless prescribed by a medical practitioner.
This will not apply to passengers who can prove that they were unaware of this.
Certain medical conditions
We do not cover claims resulting from the following medical conditions:
○ ○
insanity and neurosis
stress and any related conditions, depression and disorders.
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HPL – Execuline – Classic Personal Insurance Policy – 6 July 2015