Page 177 - Hollard Business Policy - Binder

Motor Traders Risk
Vehicles lent or hired to customers
The Description of Use is extended to include the use of the vehicle as defined for business purposes by any customer of the Insured or for social, domestic and pleasure purposes;
PROVIDED THAT:
1. the vehicle has been lent or hired to such customer whilst such customer's vehicle is in the custody or control of the Insured for repair, testing, servicing, maintenance, alteration, cleaning or inspection;
2. such customer is not entitled to indemnity under any other policy;
3. such customer shall as though they were the Insured observe, fulfill and be subject to the Terms, Exceptions and Conditions of this Policy insofar as they can apply;
4. the customer driving the vehicle is fully licenced to drive such vehicle in terms of the legislation applying to any territory within the territorial limits;
PROVIDED THAT:
they have held and are not disqualified from holding or obtaining such a licence;
5. if a customer is driving such a vehicle whilst learning to drive such person must be compliant with the laws and regulations in force relating to learner drivers and that person shall be deemed to be duly and fully licenced within the meaning of this Clause.
Windscreen/Glass
The Company will pay for the cost to repair or replace for damage to windscreen glass, side or rear glass, head-, tail- or fitted spotlights forming part of any vehicle;
PROVIDED THAT:
1. no other damage has been caused to the vehicle giving rise to a claim under the Policy;
2. the Insured shall be responsible for the first amount payable (applicable to glass) stated in the Schedule for each and every loss.
Work away from premises – applicable to Sub–Section B Liability to third parties
The definition of premises is extended to include any premises not under the control of the Insured at which the Insured is working upon a customer's vehicle.
Wreckage removal
The cover provided under Sub-Section A of this Section is extended to include costs and expenses incurred by the Insured in respect of the clearing up and removal of debris and wreckage of any insured vehicle following damage to such vehicle by a Defined Event;
PROVIDED THAT:
in addition to the limit of indemnity under Sub-Section A of this Section, the limit of the Company's liability under this Extension shall not exceed R10 000 (ten thousand rand) in respect of any one occurrence.
SPECIFIC EXCEPTIONS (applicable to all Sub-Sections)
1. The Company shall not be liable for any accident, injury, loss, damage or liability:
1.1 whilst the vehicle is being used with the general knowledge and consent of the Insured otherwise than in accordance with the Description of Use Clause;
1.2 incurred:
1.2.1 outside the Republic of South Africa, Namibia, Botswana, Lesotho, the Kingdom of Eswatini (formerly Swaziland), Zambia, Zimbabwe, Malawi and Mozambique;
Hollard Business Policy – Binder – Version 8 2024 Page | 175