Page 22 - AreaNewsletters "July 2021" issue
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Common Credit Misconceptions
Closing my unused credit card account will help my score.
Keeping old cards can boost your credit amount and credit history, which may improve your score.
Checking my own credit score lowers it.
This is a soft inquiry that shouldn’t affect your score.
Any debt will hurt my credit score.
Not all debt is bad.For example,paying the mortgage on time can raise your score. Excessive credit card debt however, can lower it.
Ask me for info on a free credit report. Email Nadine Kirk with Re/Max Alliance, call 303-941-4221 or visit
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Call or click above to make a reservation with Denver’s premium transportation company
Worldwide Inc.
July 2021 • Castle Rock “AreaNewsletters” 22

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