Page 4 - Stock Market.pdf
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income to make it interesting. You'll Ø Alternative lending:
need to purchase several for the Investing in specialty finance products
investment to be worthwhile, which such as real estate, commercial loans,
usually means a larger check size and legal settlements, and payables and
additional time spent finding the right receivables loans can yield 8 to 20
partner. To get started, you could percent returns, and it requires less
attend a franchising trade show to get time and energy than buying and
the lay of the land. managing physical investments. In the
past, alternative investments were
Setup: Hard generally exclusive to investors with
Time commitment: Medium to high (if you
ultra-high net worth and large
run it yourself)
Money required: High ($50,000 to $1 investment banks. Today, they're
increasingly available to retail
million)
How: Self-research investors.
Setup: Easy
Ø Peer-to-peer lending, social
Time commitment: Short
lending, and crowdfunding:
Money required: Low ($5,000+)
These platforms enable borrowers to How: Online platform
connect with a wide range of potential
lenders (that's you!) instead of having Most of us are already exposed to and
to rely on traditional banks for invested in the stock market. In fact, those
financing. The borrowers are individual may be your only investments. But in the
consumers or small businesses, and age of stock market volatility, don't let
the investments usually target an 8 to frustrations with low yield and a perceived
12 percent return. Even by lack of options get in the way of your
conservative estimates, the industry future financial security.
could be worth $150 billion by 2025 .
Diverse, lucrative investment options exist
Most platforms focus on consumer
outside of the stock market - if you're
lending and SMB lending, and you
willing to understand and go after them. To
need to be aware of credit cycles and
understand them, you'll need to do your
changes in interest rates.
homework and weigh the pros and cons
Setup: Easy before you jump in. Everything takes time.
Time commitment: Short However, inaction is not an option. Wealth
How: Online platform creation isn't something you'll get to
someday; it should be your top priority
P.G. Better Livingetter Living
P.G. B
