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APPLICATION FOR ASSISTANCE OF A M KENZIE FRIEND
                                                                                              C
                                                                       PART 5:CHRONOLOGY OF INSURANCE CLAIMS
                        maintenance. The Claimant responded: “all I am going to say it is that it is what it is, and
                        the Court can decide”.


                        MJC continued; “if it was a loan, there would be no reason for not telling me: would
                        there?” and ;
                                  95
                            “I am not asking you to say anything which is untrue, but you do understand that it is
                            in everyone’s interest to say it was a loan if it was. It would mean APMS cannot get
                            his hands on it or argue it to reduce his maintenance?”

                         The Claimant responded that he had said all he was going to say: “end of!. It is not my
                         fucking problem”.

                         It should be noted that at no time before consulting lawyers in July or August 2018, did
                         the Claimant suggest that the £500,000 was “a contribution towards property”. The
                         only question had been whether it had been a loan or a gift; which he doggedly refused
                         to resolve; thereby causing LPJS to lose her lifetime maintenance.

                    5.23  CAT AND MOUSE GAMES
                    108.  The usual cat and mouse game between the Claimant and Diamond Insurance headed
                        towards a Joint Settlement Meeting (JSM). The Claimant was both excited and worried
                        about the outcome. On one hand, he was hoping for a large payment that would bring
                        the matter to a close and on the other he knew that he was not trusted and may have to
                        make disclosures on Oath and be cross-examined  especially on non-disclosure of the AIG
                                                                    96
                        policy.

                    109.  Mr James Arney, Diamond’s Counsel, prepared a note in advance of the meeting,
                        stating that parts of the Claimant’s narrative were:

                          “grossly unsustainable and raise concerns that the picture he paints in other regards
                          must be considered with caution”.

                    110.   Mr Arney listed the further disclosures that he would require if settlement was not
                        reached, including “disclosure of all documentation relating to the Claimant’s insurance
                        policy .
                             97
                    111.  At around this time, the Final Hearing of LPJS’s divorce and the insurance settlement
                        converged. MJC – who was trying to prepare LPJS’s statement and Court bundles - was
                        infuriated with both her and the Claimant, saying that he could not understand what the
                        problem was and why they were vacillating and that they “should shit or get off the pot”.
                        LPJS explained that it was not her fault and that the problem was caused entirely by the
                        Claimant’s refusal to clarify whether the £500,000 was a gift or a loan.

                    112.  LPJS hoped  that the £500,000 had been a gift, but her priority, at that time, was to
                                     98
                        prevent APMS stealing it. Her loyalties were unquestionably with the Claimant and she


                    95  Words to the effect
                    96  His Counsel did not want him to join the meeting because “he looked far to healthy!
                    97  Counsel was not aware of the AIG payment but would have discovered it though renewed rounds of disclosure.
                    98  And inwardly believed
               Bates Number Bates No026                  20 | Pa ge
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