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APPLICATION FOR ASSISTANCE OF A M KENZIE FRIEND
                                                                                              C
                                                                                   PART 8: DETAILED COMMENTS
                          Refused to write or speak to Barclays asking them to release the funds or expressing an
                           interest in it;


                          Signed a false and possibly perjurious certification on at least four iterations of the
                           schedule of claim;

                          Refused to attend Court to make any claim to an interest in the £500,000 or to submit
                           a sworn statement to the same effect;


                          Failed to claim on the AIG policy for £95,000 in legal fees so that it would not come
                           to the attention of Kinglsey Napley;


                          On 27  of January 2018 told Kingsley Napley he had put £250,000 straight into his
                                th
                           mortgage account and that was why he was broke. He could not admit the  truth that
                           £500,000 had been deposited without exposing the AIG compensation;

                          Attend court to remove the block


                    194.   The Claimant refused to  give evidence in the Final Hearing  of LPJS’s divorce most
                        likely because he did not want to disclose the AIG payment or that he had any interest in
                        the £500,000.  His failure to give evidence was a factor in the Court concluding that the
                        £500,000 was a gift (and thus LPJS’s asset) and cutting her maintenance support from
                        APMS.

                    10  CALCULATION OF RESIDUAL INCOME

                    The Claimant maintained – against the strongest advice of Counsel – that it would be impossible
                    for him to find alternative employment at more than £30,000pa 179


                    195.   The Cirencester Friendly policy required the Claimant to mitigate its losses by finding
                        alternative employment and offsetting any residual income from his alleged losses.  It was
                        irrelevant whether or not the residual income was lower than his monthly compensation
                        under the policy: it was not within his power to decide whether or not he should accept
                        new employment . It was a condition of the policy and an obligation.
                                        180
                     196. At a conference with Counsel on 13  June 2017, the Claimant said;
                                                           th
                          “I spoke to easyJet and CTC.  EasyJet said that if I went to ground school then they
                         might use me in 2 to 3 years.  CTC and Oxford training said that they have courses
                         booked out by part-time pilots and that the market is saturated….  I don’t want to give
                         up Cirencester for an income that is not guaranteed”.

                    197.   In January 2018, the Claimant enrolled for the course with IAGO. Kingsley Napley and
                        Counsel believed at the time that the reason the Claimant had made no effort to find new
                        employment was because of the Cirencester Friendly policy.







                    179  This was the baseline for calculating residual earnings for Ogden calculation purposes.
                    180  it was an obligation under the policy
               Bates Number Bates No045                  39 | Pa ge
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