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This guide describes the beneit plans available to you. The details of these plans are contained in the oicial Plan documents, including some insurance
contracts. This guide is meant only to cover the major points of each plan. It does not contain all of the details that are included in your Summary Plan
Description (SPD) (as described by the Employee Retiree Income Security Act). If there is ever a question about one of the plans, or if there is a conlict
between the information in this guide and the formal language of the Plan documents, the formal wording in the Plan documents will govern.

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[Rev 11/10/23] ACAHE 24BG Erlanger 3054635.pdf
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