Page 16 - 2020 Stein Mart Benefits Guide - Weekly
P. 16
CRITICAL ILLNESS INSURANCE
Help protect your family from the financial burden of a serious illness by choosing critical illness insurance
through Voya Financial. This coverage provides a benefit payment upon the diagnosis of an illness or
condition shown below.
Payable at 100% of the elected Payable at noted % of the elected
Critical Illness Coverage Amount Critical Illness CoverageAmount
Heart Attack* Addison's disease - 10%
Cancer Systemic sclerosis - 10%
Stroke Skin cancer - 10%
Major Organ Transplant** Bone marrow transplant - 25%
Coronary Artery Bypass Carcinoma in situ - 25%
Benign Brain Tumor Stem cell transplant - 25%
Permanent Paralysis Multiple sclerosis - 25%
Lou Gehrig’s disease / (ALS) - 25%
Complete Loss of Sight, Hearing or Speech
Coma Parkinson's disease - 25%
Huntington’s Disease
Advanced dementia and Alzheimer’s disease - 25%
Muscular Dystrophy Infectious disease - 25%
.
* A sudden cardiac arrest is not in itself considered a heart attack. Myasthenia gravis - 50%
.
** Major organ transplant means the irreversible failure of your heart, Systemic Lupus Erythematosus (SLE) - 50%
lung, pancreas, entire kidney or liver, or any combination thereof,
determined by a physician specialized in care of the involved organ.
Coverage Options
$10,000, $20,000, or $30,000 for yourself
$5,000, $10,000, and $15,000 for your spouse
$1,000, $2,500, $5,000 and $10,000 for your children
You may only elect up to half the coverage amount you elect for yourself to cover your spouse and/or
children.
Associate Weekly Rates
Associate Coverage Spouse Coverage
Associate Spouse
Age $10,000 $20,000 $30,000 Age $5,000 $10,000 $15,000
<24 $0.65 $1.29 $1.94 <24 $0.38 $0.76 $1.14
25-29 $0.69 $1.38 $2.08 25-29 $0.42 $0.83 $1.25
30-34 $0.90 $1.80 $2.70 30-34 $0.45 $0.90 $1.35
35-39 $1.18 $2.35 $3.53 35-39 $0.54 $1.08 $1.63
40-44 $1.45 $2.91 $4.36 40-44 $0.74 $1.48 $2.22
45-49 $2.28 $4.57 $6.85 45-49 $1.15 $2.31 $3.46
50-54 $3.21 $6.42 $9.62 50-54 $1.92 $3.83 $5.75
55-59 $5.05 $10.11 $15.16 55-59 $3.06 $6.12 $9.17
60-64 $8.08 $16.15 $24.23 60-64 $4.32 $8.63 $12.95
65-69 $12.07 $24.14 $36.21 65-69 $5.70 $11.40 $17.10
70+ $18.44 $36.88 $55.32 70+ $7.93 $15.85 $23.78
Premiums shown are non-tobacco user rates. Child(ren) Coverage
Tobacco user rates differ. $1,000 $2,500 $5,000 $10,000
$0.06 $0.15 $0.29 $0.58
Weekly Store and Weekly Corporate Associates 15
Department Merchandise Managers For 2020 Benefits
Help protect your family from the financial burden of a serious illness by choosing critical illness insurance
through Voya Financial. This coverage provides a benefit payment upon the diagnosis of an illness or
condition shown below.
Payable at 100% of the elected Payable at noted % of the elected
Critical Illness Coverage Amount Critical Illness CoverageAmount
Heart Attack* Addison's disease - 10%
Cancer Systemic sclerosis - 10%
Stroke Skin cancer - 10%
Major Organ Transplant** Bone marrow transplant - 25%
Coronary Artery Bypass Carcinoma in situ - 25%
Benign Brain Tumor Stem cell transplant - 25%
Permanent Paralysis Multiple sclerosis - 25%
Lou Gehrig’s disease / (ALS) - 25%
Complete Loss of Sight, Hearing or Speech
Coma Parkinson's disease - 25%
Huntington’s Disease
Advanced dementia and Alzheimer’s disease - 25%
Muscular Dystrophy Infectious disease - 25%
.
* A sudden cardiac arrest is not in itself considered a heart attack. Myasthenia gravis - 50%
.
** Major organ transplant means the irreversible failure of your heart, Systemic Lupus Erythematosus (SLE) - 50%
lung, pancreas, entire kidney or liver, or any combination thereof,
determined by a physician specialized in care of the involved organ.
Coverage Options
$10,000, $20,000, or $30,000 for yourself
$5,000, $10,000, and $15,000 for your spouse
$1,000, $2,500, $5,000 and $10,000 for your children
You may only elect up to half the coverage amount you elect for yourself to cover your spouse and/or
children.
Associate Weekly Rates
Associate Coverage Spouse Coverage
Associate Spouse
Age $10,000 $20,000 $30,000 Age $5,000 $10,000 $15,000
<24 $0.65 $1.29 $1.94 <24 $0.38 $0.76 $1.14
25-29 $0.69 $1.38 $2.08 25-29 $0.42 $0.83 $1.25
30-34 $0.90 $1.80 $2.70 30-34 $0.45 $0.90 $1.35
35-39 $1.18 $2.35 $3.53 35-39 $0.54 $1.08 $1.63
40-44 $1.45 $2.91 $4.36 40-44 $0.74 $1.48 $2.22
45-49 $2.28 $4.57 $6.85 45-49 $1.15 $2.31 $3.46
50-54 $3.21 $6.42 $9.62 50-54 $1.92 $3.83 $5.75
55-59 $5.05 $10.11 $15.16 55-59 $3.06 $6.12 $9.17
60-64 $8.08 $16.15 $24.23 60-64 $4.32 $8.63 $12.95
65-69 $12.07 $24.14 $36.21 65-69 $5.70 $11.40 $17.10
70+ $18.44 $36.88 $55.32 70+ $7.93 $15.85 $23.78
Premiums shown are non-tobacco user rates. Child(ren) Coverage
Tobacco user rates differ. $1,000 $2,500 $5,000 $10,000
$0.06 $0.15 $0.29 $0.58
Weekly Store and Weekly Corporate Associates 15
Department Merchandise Managers For 2020 Benefits
