Page 3 - 2016 Nortek Enrollment Guide Union
P. 3
3
Your Benefit Options Changes in 2016
Key Benefit Features Medical Coverage
Our health insurance carrier is UnitedHealthcare and Spouse eligibility is limited to legal spouses only;
the medical plans are based on United’s Choice Plus same sex domestic partners currently covered
Network under the plan will be allowed to continue their
Both plans are “account-based” plans which help you coverage for a one year grace period ending
better manage your healthcare costs and needs 12/31/2016
The plans recognize and reward healthy lifestyles; in- New HRA and HSA plans effective January 1, 2016
network preventive care is covered at 100 percent and Company HRA or HSA contribution of $1,000 for
you can earn company paid dollars toward your beneit individual coverage and $2,000 for family coverage
coverage Ability to earn wellness credits in addition to your
When you participate in the wellness program in company HRA or HSA contributions
2016, you are eligible to receive a contribution toward Company funded FSA contribution of $200
your HRA or HSA account from Nortek; if you have HRA Plan Virtual Visits Beneit is a $20 in-network
individual coverage you can earn up to $700 and if you copay
have family coverage you and your spouse can earn up
to $1,400 HSA Plan Virtual Visits Beneit is subject to
deductible and coinsurance
We partner with Vitality to help us better reward and Dental Coverage
empower your positive lifestyle changes
New dental plans: Nortek Basic and Nortek Basic
Nortek Offers Four Levels of Coverage Plus
Employee only Employee plus child or Vision Coverage
Employee plus spouse * children
Employee plus family New vision plan
* Beginning 1/1/16, eligibility will be restricted to legal spouses only. Life and AD&D
However, same sex domestic partners currently covered under the plan
will be allowed to continue their coverage for a one year grace period Beneit is 2x annual salary to a maximum of
ending 12/31/16. $300,000
Short Term Disability
Changing from lat dollar amount to 65 percent
earnings
Employees on FMLA or STD can continue that
coverage until exhausted; workers’ compensation
coverage continues for up to 26 weeks; upon
cancellation you may convert your coverage to a
private policy if desired
2016 Open Enrollment
Your Benefit Options Changes in 2016
Key Benefit Features Medical Coverage
Our health insurance carrier is UnitedHealthcare and Spouse eligibility is limited to legal spouses only;
the medical plans are based on United’s Choice Plus same sex domestic partners currently covered
Network under the plan will be allowed to continue their
Both plans are “account-based” plans which help you coverage for a one year grace period ending
better manage your healthcare costs and needs 12/31/2016
The plans recognize and reward healthy lifestyles; in- New HRA and HSA plans effective January 1, 2016
network preventive care is covered at 100 percent and Company HRA or HSA contribution of $1,000 for
you can earn company paid dollars toward your beneit individual coverage and $2,000 for family coverage
coverage Ability to earn wellness credits in addition to your
When you participate in the wellness program in company HRA or HSA contributions
2016, you are eligible to receive a contribution toward Company funded FSA contribution of $200
your HRA or HSA account from Nortek; if you have HRA Plan Virtual Visits Beneit is a $20 in-network
individual coverage you can earn up to $700 and if you copay
have family coverage you and your spouse can earn up
to $1,400 HSA Plan Virtual Visits Beneit is subject to
deductible and coinsurance
We partner with Vitality to help us better reward and Dental Coverage
empower your positive lifestyle changes
New dental plans: Nortek Basic and Nortek Basic
Nortek Offers Four Levels of Coverage Plus
Employee only Employee plus child or Vision Coverage
Employee plus spouse * children
Employee plus family New vision plan
* Beginning 1/1/16, eligibility will be restricted to legal spouses only. Life and AD&D
However, same sex domestic partners currently covered under the plan
will be allowed to continue their coverage for a one year grace period Beneit is 2x annual salary to a maximum of
ending 12/31/16. $300,000
Short Term Disability
Changing from lat dollar amount to 65 percent
earnings
Employees on FMLA or STD can continue that
coverage until exhausted; workers’ compensation
coverage continues for up to 26 weeks; upon
cancellation you may convert your coverage to a
private policy if desired
2016 Open Enrollment
