Page 3 - 2016 Enrollment
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Medical Plan Options The Nortek health plans are account-
based health plans, which means you
will use dollars in a healthcare account
Generally speaking, the Health Reimbursement Arrangement (HRA) plan to pay for some of your medical
has: expenses. The two plan choices are:
Lower deductibles and out-of-pocket maximums An HRA—or Health
Reimbursement Arrangement—
Fixed copays for prescription drugs, ofice visits, ER, and urgent care plan
which count towards your out-of-pocket max An HSA—or Health Savings
Higher monthly employee premiums Account—plan
The High Deductible Health Plan with Health Savings Account (HSA) The plans give you more lexibility—
and accountability—to determine
has: when, where, and how to receive
healthcare services and how to spend
Higher deductibles and out-of-pocket maximums those dollars.
Signiicant tax advantages Both plans are with UnitedHealthcare,
No copays; you pay the full discounted price of covered services until and offer in-network and out-
your deductible is met, then 20 percent coinsurance up to the out-of- of-network beneits. We use
UnitedHealthcare’s Choice Plus plan
pocket maximum network, which includes 645,000
Lower monthly employee premiums physicians and hospitals across the
country.
Once you satisfy any applicable deductibles and out-of-pocket maximums
for the plan you choose, Nortek will cover expenses at 100 percent for the
remainder of the plan year.
Both plans use the UnitedHealthcare Choice Plus Network. To ind an
in-network doctor or hospital, visit www.myuhc.com and select Find
Physician, Laboratory or Facility. Once enrolled, you can register on the
UHC site and access additional tools and resources.
2016 New Hire Enrollment
Medical Plan Options The Nortek health plans are account-
based health plans, which means you
will use dollars in a healthcare account
Generally speaking, the Health Reimbursement Arrangement (HRA) plan to pay for some of your medical
has: expenses. The two plan choices are:
Lower deductibles and out-of-pocket maximums An HRA—or Health
Reimbursement Arrangement—
Fixed copays for prescription drugs, ofice visits, ER, and urgent care plan
which count towards your out-of-pocket max An HSA—or Health Savings
Higher monthly employee premiums Account—plan
The High Deductible Health Plan with Health Savings Account (HSA) The plans give you more lexibility—
and accountability—to determine
has: when, where, and how to receive
healthcare services and how to spend
Higher deductibles and out-of-pocket maximums those dollars.
Signiicant tax advantages Both plans are with UnitedHealthcare,
No copays; you pay the full discounted price of covered services until and offer in-network and out-
your deductible is met, then 20 percent coinsurance up to the out-of- of-network beneits. We use
UnitedHealthcare’s Choice Plus plan
pocket maximum network, which includes 645,000
Lower monthly employee premiums physicians and hospitals across the
country.
Once you satisfy any applicable deductibles and out-of-pocket maximums
for the plan you choose, Nortek will cover expenses at 100 percent for the
remainder of the plan year.
Both plans use the UnitedHealthcare Choice Plus Network. To ind an
in-network doctor or hospital, visit www.myuhc.com and select Find
Physician, Laboratory or Facility. Once enrolled, you can register on the
UHC site and access additional tools and resources.
2016 New Hire Enrollment
