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Women’s Health and Cancer Rights Notice Does Employer Health
Nortek Employee Health Care Plan is required by law to provide you with the following Coverage Affect Eligibility for
Premium Savings through the
notice: Marketplace?
The Women’s Health and Cancer Rights Act of 1998 (“WHCRA”) provides certain Yes. If you have an offer of health
protections for individuals receiving mastectomy-related beneits. Coverage will be coverage from your employer that
provided in a manner determined in consultation with the attending physician and the meets certain standards, you will not
patient for: be eligible for a tax credit through the
All stages of reconstruction of the breast on which the mastectomy was Marketplace and may wish to enroll in
performed your employer’s health plan. However,
Surgery and reconstruction of the other breast to produce a symmetrical you may be eligible for a tax credit that
appearance lowers your monthly premium, or a
Prostheses reduction in certain cost-sharing if your
Treatment of physical complications of the mastectomy, including lymphedemas employer does not offer coverage to you
at all or does not offer coverage that
The Nortek Employee Health Care Plan provide(s) medical coverage for mastectomies meets certain standards. If the cost of
and the related procedures listed above, subject to the same deductibles and a plan from your employer that would
coinsurance applicable to other medical and surgical beneits provided under this plan. cover you (and not any other members
of your family) is more than 9.5 percent
If you would like more information on WHCRA beneits, please refer to your Summary of your household income for the year, or
Plan Description or contact your Plan Administrator. if the coverage your employer provides
Revised October 19, 2010 does not meet the “minimum value”
standard set by the Affordable Care Act,
1
Health Insurance Marketplace Coverage you may be eligible for a tax credit.
Note: If you purchase a health plan
PART A: General Information through the Marketplace instead of
To assist you as you evaluate options for you and your family, this notice provides accepting health coverage offered by
some basic information about the Health Insurance Marketplace. your employer, then you may lose the
employer contribution (if any) to the
What is the Health Insurance Marketplace? employer-offered coverage. Also, this
The Marketplace is designed to help you ind health insurance that meets your needs employer contribution—as well as your
and its your budget. The Marketplace offers “one-stop shopping” to ind and compare employee contribution to employer-
private health insurance options. You may also be eligible for a new kind of tax credit offered coverage—is often excluded
that lowers your monthly premium right away. Open enrollment for health insurance from income for Federal and State
coverage through the Marketplace begins in October of the year before coverage income tax purposes. Your payments for
starting on January 1. coverage through the Marketplace are
made on an after-tax basis.
Can I Save Money on my Health Insurance Premiums in the
Marketplace?
You may qualify to save money and lower your monthly premium, but only if your
employer does not offer coverage, or offers coverage that doesn’t meet certain
standards. The savings on your premium that you’re eligible for depends on your
household income.
2016 Legal Notices
Women’s Health and Cancer Rights Notice Does Employer Health
Nortek Employee Health Care Plan is required by law to provide you with the following Coverage Affect Eligibility for
Premium Savings through the
notice: Marketplace?
The Women’s Health and Cancer Rights Act of 1998 (“WHCRA”) provides certain Yes. If you have an offer of health
protections for individuals receiving mastectomy-related beneits. Coverage will be coverage from your employer that
provided in a manner determined in consultation with the attending physician and the meets certain standards, you will not
patient for: be eligible for a tax credit through the
All stages of reconstruction of the breast on which the mastectomy was Marketplace and may wish to enroll in
performed your employer’s health plan. However,
Surgery and reconstruction of the other breast to produce a symmetrical you may be eligible for a tax credit that
appearance lowers your monthly premium, or a
Prostheses reduction in certain cost-sharing if your
Treatment of physical complications of the mastectomy, including lymphedemas employer does not offer coverage to you
at all or does not offer coverage that
The Nortek Employee Health Care Plan provide(s) medical coverage for mastectomies meets certain standards. If the cost of
and the related procedures listed above, subject to the same deductibles and a plan from your employer that would
coinsurance applicable to other medical and surgical beneits provided under this plan. cover you (and not any other members
of your family) is more than 9.5 percent
If you would like more information on WHCRA beneits, please refer to your Summary of your household income for the year, or
Plan Description or contact your Plan Administrator. if the coverage your employer provides
Revised October 19, 2010 does not meet the “minimum value”
standard set by the Affordable Care Act,
1
Health Insurance Marketplace Coverage you may be eligible for a tax credit.
Note: If you purchase a health plan
PART A: General Information through the Marketplace instead of
To assist you as you evaluate options for you and your family, this notice provides accepting health coverage offered by
some basic information about the Health Insurance Marketplace. your employer, then you may lose the
employer contribution (if any) to the
What is the Health Insurance Marketplace? employer-offered coverage. Also, this
The Marketplace is designed to help you ind health insurance that meets your needs employer contribution—as well as your
and its your budget. The Marketplace offers “one-stop shopping” to ind and compare employee contribution to employer-
private health insurance options. You may also be eligible for a new kind of tax credit offered coverage—is often excluded
that lowers your monthly premium right away. Open enrollment for health insurance from income for Federal and State
coverage through the Marketplace begins in October of the year before coverage income tax purposes. Your payments for
starting on January 1. coverage through the Marketplace are
made on an after-tax basis.
Can I Save Money on my Health Insurance Premiums in the
Marketplace?
You may qualify to save money and lower your monthly premium, but only if your
employer does not offer coverage, or offers coverage that doesn’t meet certain
standards. The savings on your premium that you’re eligible for depends on your
household income.
2016 Legal Notices
