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Beneit Resource

Guide





Essential Med

Essential Med Americare’s Essential Med meets the employee’s responsibility for
the individual mandate at a very affordable cost. This plan prevents
employees from paying a penalty for not having insurance. At the same
time it provides 100 percent paid in-network preventive services, as
well as up front beneits such as doctor visits for $10 prepay, Rx card,
and diagnostic lab and x-ray beneits. There are additional inpatient
and outpatient beneits included, as well as free, unlimited Consult a
Doc medical beneits. Essential Med is designed to provide beneits for

everyday occurrences, but is not meant to cover catastrophic events.

X Essential Med has no deductibles, no medical questions, and no
pre-existing limitations

X Your deductions are payroll deducted pre-tax which makes your
cost even more affordable


















































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