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Beneit Resource

Guide











Table of Contents

A Message from Americare . . . .3

Eligibility . . . . . . . . . . . . . . . . .4

Accessing Lockton
|Marketplace . . . . . . . . . . .5

2016 Medical and Rx
Insurance . . . . . . . . . . . . . .6

Health Savings Account
(HSA) . . . . . . . . . . . . . . . .9

Essential Med . . . . . . . . . . . . .10
Dental Coverage . . . . . . . . . . .12

Guardian College Tuition
Beneit . . . . . . . . . . . . . . .13
Vision Coverage . . . . . . . . . . .14

Short Term Disability . . . . . . . .15
Life Insurance . . . . . . . . . . . .16

Critical Illness . . . . . . . . . . . . .17

Accident Insurance . . . . . . . . .18
Hospital Indemnity . . . . . . . . .20

Cancer Insurance . . . . . . . . . .21

Basic Protection Program . . . . .23
Employee Assistance Plan . . . .24

Retirement Savings Plan
401(k) . . . . . . . . . . . . . . .25

Vacation/Holiday . . . . . . . . . . .26

Tuition Assistance Program . . .29
Health Care Reform Memo . . . .31

Contact Information . . . . . . . .33








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