Page 24 - 15NH Intertek
P. 24
Enrollment
Guide
X The employee’s becoming entitled to There are also ways in which this 18-month period of COBRA continuation
Medicare beneits (under Part A, Part B, coverage can be extended.
or both)
Disability Extension of 18-Month Period of Cobra Continuation
Important Coverage
For the other qualifying events If you or anyone in your family covered under the Plan is determined by Social
(divorce or legal separation of the Security to be disabled and you notify the Plan Administrator in a timely fashion,
employee and spouse or an eligible you and your entire family may be entitled to get up to an additional 11 months of
child’s losing eligibility for coverage COBRA continuation coverage, for a maximum of 29 months. The disability would
as an eligible child), you or someone have to have started at some time before the 60th day of COBRA continuation
on your behalf must notify the Plan coverage and must last at least until the end of the 18-month period of COBRA
Administrator or its designee in writing continuation coverage.
within 60 days after the qualifying Second Qualifying Event Extension of 18-Month Period of
event occurs, using the procedures Continuation Coverage
speciied below. If these procedures
are not followed or if the notice is If your family experiences another qualifying event during the 18 months of
not provided in writing to the Plan COBRA continuation coverage, the spouse and dependent children in your family
Administrator or its designee during can get up to 18 additional months of COBRA continuation coverage, for a
the 60-day notice period, any spouse maximum of 36 months, if the Plan is properly notiied about the second qualifying
or eligible child who loses coverage event. This extension may be available to the spouse and any dependent children
will not be offered the option to elect getting COBRA continuation coverage if the employee or former employee dies;
continuation coverage. becomes entitled to Medicare beneits (under Part A, Part B, or both); gets
divorced or legally separated; or if the dependent child stops being eligible under
How is COBRA Continuation the Plan as a dependent child. This extension is only available if the second
Coverage Provided? qualifying event would have caused the spouse or dependent child to lose
Once the Plan Administrator receives notice coverage under the Plan had the irst qualifying event not occurred.
that a qualifying event has occurred, COBRA Are There Other Coverage Options Besides Cobra Continuation
continuation coverage will be offered to each Coverage?
of the qualiied beneiciaries. Each qualiied
beneiciary will have an independent right to Yes. Instead of enrolling in COBRA continuation coverage, there may be
elect COBRA continuation coverage. Covered other coverage options for you and your family through the Health Insurance
employees may elect COBRA continuation Marketplace, Medicaid, or other group health plan coverage options (such as a
coverage on behalf of their spouses, and spouse’s plan) through what is called a “special enrollment period.” Some of these
parents may elect COBRA continuation options may cost less than COBRA continuation coverage. You can learn more
coverage on behalf of their children. about many of these options at www.healthcare.gov.
COBRA continuation coverage is a temporary
continuation of coverage that generally
lasts for 18 months due to employment
termination or reduction of hours of work.
Certain qualifying events, or a second
qualifying event during the initial period
of coverage, may permit a beneiciary
to receive a maximum of 36 months of
coverage.
24
Guide
X The employee’s becoming entitled to There are also ways in which this 18-month period of COBRA continuation
Medicare beneits (under Part A, Part B, coverage can be extended.
or both)
Disability Extension of 18-Month Period of Cobra Continuation
Important Coverage
For the other qualifying events If you or anyone in your family covered under the Plan is determined by Social
(divorce or legal separation of the Security to be disabled and you notify the Plan Administrator in a timely fashion,
employee and spouse or an eligible you and your entire family may be entitled to get up to an additional 11 months of
child’s losing eligibility for coverage COBRA continuation coverage, for a maximum of 29 months. The disability would
as an eligible child), you or someone have to have started at some time before the 60th day of COBRA continuation
on your behalf must notify the Plan coverage and must last at least until the end of the 18-month period of COBRA
Administrator or its designee in writing continuation coverage.
within 60 days after the qualifying Second Qualifying Event Extension of 18-Month Period of
event occurs, using the procedures Continuation Coverage
speciied below. If these procedures
are not followed or if the notice is If your family experiences another qualifying event during the 18 months of
not provided in writing to the Plan COBRA continuation coverage, the spouse and dependent children in your family
Administrator or its designee during can get up to 18 additional months of COBRA continuation coverage, for a
the 60-day notice period, any spouse maximum of 36 months, if the Plan is properly notiied about the second qualifying
or eligible child who loses coverage event. This extension may be available to the spouse and any dependent children
will not be offered the option to elect getting COBRA continuation coverage if the employee or former employee dies;
continuation coverage. becomes entitled to Medicare beneits (under Part A, Part B, or both); gets
divorced or legally separated; or if the dependent child stops being eligible under
How is COBRA Continuation the Plan as a dependent child. This extension is only available if the second
Coverage Provided? qualifying event would have caused the spouse or dependent child to lose
Once the Plan Administrator receives notice coverage under the Plan had the irst qualifying event not occurred.
that a qualifying event has occurred, COBRA Are There Other Coverage Options Besides Cobra Continuation
continuation coverage will be offered to each Coverage?
of the qualiied beneiciaries. Each qualiied
beneiciary will have an independent right to Yes. Instead of enrolling in COBRA continuation coverage, there may be
elect COBRA continuation coverage. Covered other coverage options for you and your family through the Health Insurance
employees may elect COBRA continuation Marketplace, Medicaid, or other group health plan coverage options (such as a
coverage on behalf of their spouses, and spouse’s plan) through what is called a “special enrollment period.” Some of these
parents may elect COBRA continuation options may cost less than COBRA continuation coverage. You can learn more
coverage on behalf of their children. about many of these options at www.healthcare.gov.
COBRA continuation coverage is a temporary
continuation of coverage that generally
lasts for 18 months due to employment
termination or reduction of hours of work.
Certain qualifying events, or a second
qualifying event during the initial period
of coverage, may permit a beneiciary
to receive a maximum of 36 months of
coverage.
24
