Page 4 - 2016 Nortek Enrollment Guide Kaiser COBRA
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Your Benefit Options

2016 Changes

„ New Virtual Visits Beneit Key Benefit Features
available
„ We have two health insurance carriers to choose from in our
… HRA Plan Virtual Visits Beneit medical program; our account-based plans are offered through
is a $20 in-network copay UnitedHealthcare and the medical plans are based on United’s
… HSA Plan Virtual Visits Beneit Choice Plus Network; our HMO option is offered through Kaiser
is subject to deductible and Permanente
coinsurance

„ Spouse eligibility is limited to legal „ The UHC “account-based” plans help you better manage your
spouses only; same sex domestic healthcare costs and needs
partners currently covered „ The UHC plans recognize and reward healthy lifestyles; in-network
under the plan will be allowed preventive care is covered at 100 percent and you can earn company
to continue their coverage for a
one year grace period ending paid dollars toward your beneit coverage
12/31/2016 „ When you participate in the wellness program in 2016, you are eligible

„ Composite illings and dental to receive a contribution toward your HRA account from Nortek; if
implants are covered services you have individual coverage you can earn up to $700 and if you have
under the dental plan family coverage you and your spouse can earn up to $1,400

„ Dependent eligibility audit coming „ We partnered with Vitality to help us better reward and empower your
in 2016 positive lifestyle changes

„ Leave of absence administration
moving to The Standard; more Nortek Offers Four Levels Of Coverage
details included in this guide „ Employee only

„ Employee plus spouse *
„ Employee plus child or children

„ Employee plus family

* Beginning 1/1/16, eligibility will be restricted to legal spouses only. However, same sex
domestic partners currently covered under the plan will be allowed to continue their
coverage for a one year grace period ending 12/31/16.



















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