Page 26 - 2018 Capgemini Enrollment
P. 26
Health Care FSA If you are a new participant in the Health Care FSA for 2018, additional
information will be sent to your home along with the debit card explaining
You can use your Health Care FSA to help pay for medical, dental and/ how it may be used.
or vision expenses that are not covered by your Medical, Dental and/
or Vision Plan or reimbursable from another source. You do not need Save Your Receipts!
to be enrolled in a Capgemini Medical Plan to participate in the Health Although funds are immediately deducted from your Health Care FSA
Care FSA. when you use your debit card, you still need to save receipts and
You may contribute up to a maximum of $2,650 for 2018 to your Health explanation of beneits (EOB) statements for all debit card transactions.
Care FSA. Some examples of eligible expenses include the following: The IRS requires that all Health Care FSA debit card purchases be
validated as eligible health care expenses. If you are unable to provide
➤ Deductibles
documentation to validate a debit card transaction, the transaction will
➤ Co-insurance/co-payments be considered an overpayment and your card will be suspended until
➤ Infertility treatment the overpayment is repaid.
➤ Laser eye surgery Before You Enroll in an FSA
➤ Smoking cessation products
FSAs ofer valuable tax advantages, but it’s important to understand the
➤ Certain weight loss programs IRS restrictions placed on these plans. You may want to consult with a tax
Note that nonprescription, over-the-counter drugs are not eligible expenses advisor before you enroll. Nothing herein constitutes tax advice.
under the Health Care FSA. ➤ Use It or Lose It. Any unused funds in your account will be
For general guidelines about expenses eligible under the Health Care forfeited. Only eligible expenses incurred from January 1, 2018,
FSA, refer to IRS Publication 502 (available online at through March 15, 2019 (includes an end-of-year grace period) are
https://www.irs.gov/forms-instructions ). eligible for reimbursement. You will have until June 30, 2019, to
submit eligible expenses for reimbursement for 2018.
For reimbursement of eligible expenses, please contact WageWorks at ➤ No Changes. You cannot change your FSA election during 2018
1-877-924-3967 or go to WageWorks Flexible Spending Service Center unless you have a qualiied status change.
at www.wageworks.com .
➤ Active Participants Only. Only expenses incurred while you are
Health Care FSA Debit Card participating in the plan can be submitted for reimbursement.
When you enroll in the Health Care FSA, you will be issued a WageWorks ➤ No Double Dipping. Any expenses reimbursed through your
Healthcare card. The debit card allows you to pay for eligible health account cannot be taken as a tax deduction or tax credit on your
care expenses directly from your Health Care FSA, saving you the time income tax return.
and efort of paying for your eligible expenses up front, then iling for ➤ Domestic Partners Are Not Eligible. Expenses incurred by
reimbursement. your domestic partner are not eligible for reimbursement through
If you incur an eligible expense for which you cannot use the debit your FSA.
card, pay the expense and ile a claim for reimbursement by contacting ➤ Professional Providers Only. All providers of dependent care
WageWorks at 1-877-924-3967 or by visiting the WageWorks Flexible services must provide you with their Social Security Number or
Spending Service Center at www.wageworks.com . Taxpayer ID number.
CAPGEMINI 2018 BENEFITS GUIDE 23
information will be sent to your home along with the debit card explaining
You can use your Health Care FSA to help pay for medical, dental and/ how it may be used.
or vision expenses that are not covered by your Medical, Dental and/
or Vision Plan or reimbursable from another source. You do not need Save Your Receipts!
to be enrolled in a Capgemini Medical Plan to participate in the Health Although funds are immediately deducted from your Health Care FSA
Care FSA. when you use your debit card, you still need to save receipts and
You may contribute up to a maximum of $2,650 for 2018 to your Health explanation of beneits (EOB) statements for all debit card transactions.
Care FSA. Some examples of eligible expenses include the following: The IRS requires that all Health Care FSA debit card purchases be
validated as eligible health care expenses. If you are unable to provide
➤ Deductibles
documentation to validate a debit card transaction, the transaction will
➤ Co-insurance/co-payments be considered an overpayment and your card will be suspended until
➤ Infertility treatment the overpayment is repaid.
➤ Laser eye surgery Before You Enroll in an FSA
➤ Smoking cessation products
FSAs ofer valuable tax advantages, but it’s important to understand the
➤ Certain weight loss programs IRS restrictions placed on these plans. You may want to consult with a tax
Note that nonprescription, over-the-counter drugs are not eligible expenses advisor before you enroll. Nothing herein constitutes tax advice.
under the Health Care FSA. ➤ Use It or Lose It. Any unused funds in your account will be
For general guidelines about expenses eligible under the Health Care forfeited. Only eligible expenses incurred from January 1, 2018,
FSA, refer to IRS Publication 502 (available online at through March 15, 2019 (includes an end-of-year grace period) are
https://www.irs.gov/forms-instructions ). eligible for reimbursement. You will have until June 30, 2019, to
submit eligible expenses for reimbursement for 2018.
For reimbursement of eligible expenses, please contact WageWorks at ➤ No Changes. You cannot change your FSA election during 2018
1-877-924-3967 or go to WageWorks Flexible Spending Service Center unless you have a qualiied status change.
at www.wageworks.com .
➤ Active Participants Only. Only expenses incurred while you are
Health Care FSA Debit Card participating in the plan can be submitted for reimbursement.
When you enroll in the Health Care FSA, you will be issued a WageWorks ➤ No Double Dipping. Any expenses reimbursed through your
Healthcare card. The debit card allows you to pay for eligible health account cannot be taken as a tax deduction or tax credit on your
care expenses directly from your Health Care FSA, saving you the time income tax return.
and efort of paying for your eligible expenses up front, then iling for ➤ Domestic Partners Are Not Eligible. Expenses incurred by
reimbursement. your domestic partner are not eligible for reimbursement through
If you incur an eligible expense for which you cannot use the debit your FSA.
card, pay the expense and ile a claim for reimbursement by contacting ➤ Professional Providers Only. All providers of dependent care
WageWorks at 1-877-924-3967 or by visiting the WageWorks Flexible services must provide you with their Social Security Number or
Spending Service Center at www.wageworks.com . Taxpayer ID number.
CAPGEMINI 2018 BENEFITS GUIDE 23