Page 3 - 2018 VER Benefit Guide
P. 3
Eligibility Decline Coverage
Benefit Basics If you decline coverage under this
plan for yourself or your dependents
All full-time and part-time 30 employees are eligible to participate in (including your spouse) because of
other health coverage, you may in the
the VER beneit program. Coverage is effective the irst of the month future be able to enroll yourself or
following 30 days of employment. your dependents in this plan provided
you request enrollment within 30 days
after your other coverage ends.
Dependent Eligibility
Eligible* dependents include the following. Dependent Eligibility
X Your legal spouse Audit
Please ensure the dependents you
X Your same or opposite sex domestic partner (employees will be taxed cover on our plans are eligible for
on the value of coverage for non-tax qualiied dependents) coverage. Our company will conduct
a Dependent Eligibility Audit in
X Dependent children to age 26 including natural or adopted children, 2018. A third-party irm specializing
stepchildren, children for whom you are the legal guardian, and in eligibility audits will ask for
documentation to verify eligibility of
children under qualiied medical support order your enrolled dependents. During
X Disabled children over age 26 annual enrollment, in the fall of 2017,
VER will offer you the opportunity to
remove ineligible dependents prior to
* Proof of dependent status may be required our audit in 2018.
Mid-Year Benefit Changes
Enrollment changes are restricted to annual enrollment unless you Remember, you may only make
experience an IRS approved change in family status, which include the enrollment changes during the
following. year if you have a change in family
status. To make a qualiied change,
X The addition of a dependent through birth, adoption, or marriage you must submit the change to
X The loss of a dependent through divorce or death, or if your child your Beneits Team within 30
reaches the maximum age limit for coverage days of the date of the family
X A change in you or your spouse/domestic partner’s employment status change. Failure to act within
status or loss of employment 30 days will result in the loss of
X A change in your spouse/domestic partner’s employer-provided opportunity to make changes until
coverage the next annual enrollment period.
X A change of location
Documentation is required for mid-year beneit changes (e.g., birth
certiicate, marriage license, divorce paperwork, adoption certiicate, etc.).
3
Benefit Basics If you decline coverage under this
plan for yourself or your dependents
All full-time and part-time 30 employees are eligible to participate in (including your spouse) because of
other health coverage, you may in the
the VER beneit program. Coverage is effective the irst of the month future be able to enroll yourself or
following 30 days of employment. your dependents in this plan provided
you request enrollment within 30 days
after your other coverage ends.
Dependent Eligibility
Eligible* dependents include the following. Dependent Eligibility
X Your legal spouse Audit
Please ensure the dependents you
X Your same or opposite sex domestic partner (employees will be taxed cover on our plans are eligible for
on the value of coverage for non-tax qualiied dependents) coverage. Our company will conduct
a Dependent Eligibility Audit in
X Dependent children to age 26 including natural or adopted children, 2018. A third-party irm specializing
stepchildren, children for whom you are the legal guardian, and in eligibility audits will ask for
documentation to verify eligibility of
children under qualiied medical support order your enrolled dependents. During
X Disabled children over age 26 annual enrollment, in the fall of 2017,
VER will offer you the opportunity to
remove ineligible dependents prior to
* Proof of dependent status may be required our audit in 2018.
Mid-Year Benefit Changes
Enrollment changes are restricted to annual enrollment unless you Remember, you may only make
experience an IRS approved change in family status, which include the enrollment changes during the
following. year if you have a change in family
status. To make a qualiied change,
X The addition of a dependent through birth, adoption, or marriage you must submit the change to
X The loss of a dependent through divorce or death, or if your child your Beneits Team within 30
reaches the maximum age limit for coverage days of the date of the family
X A change in you or your spouse/domestic partner’s employment status change. Failure to act within
status or loss of employment 30 days will result in the loss of
X A change in your spouse/domestic partner’s employer-provided opportunity to make changes until
coverage the next annual enrollment period.
X A change of location
Documentation is required for mid-year beneit changes (e.g., birth
certiicate, marriage license, divorce paperwork, adoption certiicate, etc.).
3
