Page 3 - 2016 Nortek Enrollment Guide
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Your Benefit Options
2016 Changes


„ New Virtual Visits Beneit
Key Benefit Features available
„ Our health insurance carrier is UnitedHealthcare and the medical … HRA Plan Virtual Visits Beneit
plans are based on United’s Choice Plus Network is a $20 in-network copay

„ Both plans are “account-based” plans which help you better manage … HSA Plan Virtual Visits Beneit
your healthcare costs and needs is subject to deductible and
coinsurance
„ The plans recognize and reward healthy lifestyles; in-network „ Spouse eligibility is limited to legal
preventive care is covered at 100 percent and you can earn company spouses only; same sex domestic
paid dollars toward your beneit coverage partners currently covered

„ When you participate in the wellness program in 2016, you are eligible under the plan will be allowed
to continue their coverage for a
to receive a contribution toward your HRA or HSA account from one year grace period ending
Nortek; if you have individual coverage you can earn up to $700 12/31/2016
and if you have family coverage you and your spouse can earn up to „ Composite illings and dental
$1,400 implants are covered services

„ We partner with Vitality to help us better reward and empower your under the dental plan
positive lifestyle changes „ Dependent eligibility audit coming
in 2016
Nortek Offers Four Levels of Coverage
„ Employee only „ Employee plus child or children „ Leave of absence administration
moving to The Standard; more
„ Employee plus spouse * „ Employee plus family details included in this guide
* Beginning 1/1/16, eligibility will be restricted to legal spouses only. However, same sex „ Premium rates are tied to your
domestic partners currently covered under the plan will be allowed to continue their
coverage for a one year grace period ending 12/31/16. engagement status in the
wellness program



























2016 Open Enrollment
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