Page 11 - 2015 New Hire Guide
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Fontbonne University
Basic Life and AD&D Evidence Of
Basic Group Term Life and Accidental Death and Dismemberment Insurability (EOI)
Requirements
(AD&D) insurance is provided to you at no cost through The
Hartford. This beneit is equal to one times your annual salary, up to EOI is medical underwriting for
supplemental life coverage . It is
$50,000. In addition, you may purchase supplemental life coverage in required if amounts over the guarantee
$10,000 increments up to three times your annual earnings or $300,000. issue are requested or if you are
enrolling outside the normal enrollment
Your basic AD&D coverage amount equals your basic life beneit. periods .
Your supplemental life purchases that
Supplemental Life Insurance Specifics exceed $100,000 require EOI . No EOI
X You must be enrolled for supplemental beneits in order to be is required for spouse or children if
eligible for supplemental dependent life coverage enrolled timely .
X Supplemental dependent life insurance coverage may be purchased Life insurance purchase amounts
in the following amounts: requiring EOI do not become effective
(and therefore premiums are not
Z Spouse—$10,000 increments to a maximum beneit of deducted from your pay) until approval
$150,000. The amount cannot exceed 50% of your in force is obtained from The Hartford or
coverage. the effective date of your beneits,
whichever comes later .
Z Children (14 days to six months)—$500, (six months to 19
years; 25 years if a full-time student)—in $2,500 units to If you have applied for supplemental
life insurance and you do not provide
$10,000. a statement of good health, or if
Z On the date you attain age 65, the beneit is reduced by 35%; an such evidence is not accepted by The
additional 25% reduction occurs at age 80 Hartford as satisfactory, the amount of
your supplemental coverage will not be
X You must name a beneiciary—the person or persons who would more than the amount for which you
receive your life insurance beneit; if you do not name a beneiciary, were covered immediately prior to the
the beneit will be paid to your estate date on which any such increase would
have become effective .
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Basic Life and AD&D Evidence Of
Basic Group Term Life and Accidental Death and Dismemberment Insurability (EOI)
Requirements
(AD&D) insurance is provided to you at no cost through The
Hartford. This beneit is equal to one times your annual salary, up to EOI is medical underwriting for
supplemental life coverage . It is
$50,000. In addition, you may purchase supplemental life coverage in required if amounts over the guarantee
$10,000 increments up to three times your annual earnings or $300,000. issue are requested or if you are
enrolling outside the normal enrollment
Your basic AD&D coverage amount equals your basic life beneit. periods .
Your supplemental life purchases that
Supplemental Life Insurance Specifics exceed $100,000 require EOI . No EOI
X You must be enrolled for supplemental beneits in order to be is required for spouse or children if
eligible for supplemental dependent life coverage enrolled timely .
X Supplemental dependent life insurance coverage may be purchased Life insurance purchase amounts
in the following amounts: requiring EOI do not become effective
(and therefore premiums are not
Z Spouse—$10,000 increments to a maximum beneit of deducted from your pay) until approval
$150,000. The amount cannot exceed 50% of your in force is obtained from The Hartford or
coverage. the effective date of your beneits,
whichever comes later .
Z Children (14 days to six months)—$500, (six months to 19
years; 25 years if a full-time student)—in $2,500 units to If you have applied for supplemental
life insurance and you do not provide
$10,000. a statement of good health, or if
Z On the date you attain age 65, the beneit is reduced by 35%; an such evidence is not accepted by The
additional 25% reduction occurs at age 80 Hartford as satisfactory, the amount of
your supplemental coverage will not be
X You must name a beneiciary—the person or persons who would more than the amount for which you
receive your life insurance beneit; if you do not name a beneiciary, were covered immediately prior to the
the beneit will be paid to your estate date on which any such increase would
have become effective .
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