Page 2 - ABM 2021 Benefit Guide EDU

TABLE OF

CONTENTS

Important Notice . . . . . . . . . . . . . . . . . . . . . .3

How To Enroll . . . . . . . . . . . . . . . . . . . . . . . . .4

Eligibility . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6

Life Events During the Year . . . . . . . . . . . . .8

Medical Beneits . . . . . . . . . . . . . . . . . . . . . .9
Exciting News for 2021! . . . . . . . . . . . . . . .10

Minimum Essential Coverage (MEC)
through Bay Bridge Administrators . . . . .11

Virtual Visits . . . . . . . . . . . . . . . . . . . . . . . . .15

Pharmacy Beneits . . . . . . . . . . . . . . . . . . .16

Consumer Driven Health Plan (Silver) . . . .17

Health Savings Accounts . . . . . . . . . . . . . .18

Dental Beneits . . . . . . . . . . . . . . . . . . . . . .21

Vision Beneits . . . . . . . . . . . . . . . . . . . . . . .22

Life and AD&D Insurance . . . . . . . . . . . . . .23

Cigna Value Added Services . . . . . . . . . . .24

Voluntary Accidental Injury Insurance . . .25
Hospital Indemnity . . . . . . . . . . . . . . . . . . .25

Critical Illness . . . . . . . . . . . . . . . . . . . . . . .26

Commuter Transit and Parking Beneits . .27

Value Added Services . . . . . . . . . . . . . . . . .28

Continuing Your Beneits . . . . . . . . . . . . . .29

Contact Information . . . . . . . . . . . . . . . . . .30

2 2021 Benefits Enrollment