Page 16 - Sonsio 2021 Annual Benefits Enrollment
P. 16
Critical Illness Coverage
Wellness Benefit There are a lot of expenses associated with a critical
This beneit pays $50 per calendar year per insured
individual if a covered health screening test is performed, illness and a major medical plan usually won’t cover
including blood tests, chest x-rays, stress tests, them all. Critical Illness coverage helps you focus on
mammograms, and colonoscopies. A full list of covered recuperation instead of being distracted by the extra
tests will be provided in your certiicate. expenses you may be facing. Similar to life insurance
which pays your beneiciary a lump-sum beneit
upon death, a critical illness plan pays you a cash
Critical Illness Plan Options beneit upon a diagnosis of a covered illness. Covered
You have the choice of a $15,000 or $30,000 beneit diagnoses include but are not limited to the following.
amount .
Spouses will be ofered 50% and dependent Cancer Organ Failure
child(ren) will be ofered 50% of the associate beneit Heart attack Stroke
amount .
Beneits are paid directly to you based on the beneit Carrier MetLife
schedule. Covered Condition Initial Beneit
Benign Brain Tumor 100% of Beneit Amount
Cancer Category
Invasive Cancer 100% of Beneit Amount
Non-Invasive Cancer 25% of Beneit Amount
Skin Cancer 5% of Beneit Amount, but
not less than $250
Cardiovascular Disease 50% of Beneit Amount
Category
Childhood Disease Category 100% of Beneit Amount
Functional Loss Category 100% of Beneit Amount
Heart Attack Category 100% of Beneit Amount
Infectious Disease Category 25% of Beneit Amount
Kidney Failure Category 100% of Beneit Amount
Major Organ Transplant 100% of Beneit Amount
Category
Progressive Disease Category 100% of Beneit Amount
Severe Burn Category 100% of Beneit Amount
Stroke Category 100% of Beneit Amount
Health Screening Beneit Payable if an eligible
covered person takes on e
of the screening/
prevention measures- $50
Bi-Weekly Rates per $1,000 of Coverage
Age Associate Associate + Associate + Family
Child(ren)
Spouse
<25 $0 .18 $0 .29 $0 .28 $0 .39
25 - 29 $0 .20 $0 .33 $0 .30 $0 .43
30 - 34 $0 .24 $0 .39 $0 .34 $0 .49
35 - 39 $0 .30 $0 .48 $0 .40 $0 .57
40 - 44 $0 .40 $0 .63 $0 .50 $0 .73
45 - 49 $0 .56 $0 .86 $0 .65 $0 .96
50 - 54 $0 .83 $1 .24 $0 .93 $1 .33
55 - 59 $1 .21 $1 .74 $1 .30 $1 .84
60 - 64 $1 .72 $2 .43 $1 .82 $2 .53
65 - 69 $2 .44 $3 .40 $2 .54 $3 .50
70 - 74 $3 .25 $4 .55 $3 .35 $4 .65
16 75+ $4 .36 $6 .21 $4 .46 $6 .31
Wellness Benefit There are a lot of expenses associated with a critical
This beneit pays $50 per calendar year per insured
individual if a covered health screening test is performed, illness and a major medical plan usually won’t cover
including blood tests, chest x-rays, stress tests, them all. Critical Illness coverage helps you focus on
mammograms, and colonoscopies. A full list of covered recuperation instead of being distracted by the extra
tests will be provided in your certiicate. expenses you may be facing. Similar to life insurance
which pays your beneiciary a lump-sum beneit
upon death, a critical illness plan pays you a cash
Critical Illness Plan Options beneit upon a diagnosis of a covered illness. Covered
You have the choice of a $15,000 or $30,000 beneit diagnoses include but are not limited to the following.
amount .
Spouses will be ofered 50% and dependent Cancer Organ Failure
child(ren) will be ofered 50% of the associate beneit Heart attack Stroke
amount .
Beneits are paid directly to you based on the beneit Carrier MetLife
schedule. Covered Condition Initial Beneit
Benign Brain Tumor 100% of Beneit Amount
Cancer Category
Invasive Cancer 100% of Beneit Amount
Non-Invasive Cancer 25% of Beneit Amount
Skin Cancer 5% of Beneit Amount, but
not less than $250
Cardiovascular Disease 50% of Beneit Amount
Category
Childhood Disease Category 100% of Beneit Amount
Functional Loss Category 100% of Beneit Amount
Heart Attack Category 100% of Beneit Amount
Infectious Disease Category 25% of Beneit Amount
Kidney Failure Category 100% of Beneit Amount
Major Organ Transplant 100% of Beneit Amount
Category
Progressive Disease Category 100% of Beneit Amount
Severe Burn Category 100% of Beneit Amount
Stroke Category 100% of Beneit Amount
Health Screening Beneit Payable if an eligible
covered person takes on e
of the screening/
prevention measures- $50
Bi-Weekly Rates per $1,000 of Coverage
Age Associate Associate + Associate + Family
Child(ren)
Spouse
<25 $0 .18 $0 .29 $0 .28 $0 .39
25 - 29 $0 .20 $0 .33 $0 .30 $0 .43
30 - 34 $0 .24 $0 .39 $0 .34 $0 .49
35 - 39 $0 .30 $0 .48 $0 .40 $0 .57
40 - 44 $0 .40 $0 .63 $0 .50 $0 .73
45 - 49 $0 .56 $0 .86 $0 .65 $0 .96
50 - 54 $0 .83 $1 .24 $0 .93 $1 .33
55 - 59 $1 .21 $1 .74 $1 .30 $1 .84
60 - 64 $1 .72 $2 .43 $1 .82 $2 .53
65 - 69 $2 .44 $3 .40 $2 .54 $3 .50
70 - 74 $3 .25 $4 .55 $3 .35 $4 .65
16 75+ $4 .36 $6 .21 $4 .46 $6 .31
