Page 12 - 2016 Enrollment
P. 12
Open Enrollment
Voluntary Critical Illness
This plan contains a pre-existing condition
exclusion that includes a 12-month Insurance—The Hartford
look back and 12-month wait for those
conditions or illnesses which you received
medical advice or treatment or caused New in 2016!
symptoms for which an ordinarily prudent
person would seek medical advice or A lump sum critical illness insurance policy provides a single cash
treatment. beneit to you if you’re diagnosed or treated for a covered critical
illness event.
Guaranteed Benefit—This While you, or a covered family member, are being treated for or are
Enrollment Opportunity recovering from a critical illness, there’s a good chance that you will
During this annual enrollment window, be facing out-of-pocket medical expenses and possibly costs for
travel and lodging. The security of knowing that you’ll receive a lump
you can elect coverage without medical sum cash beneit from The Hartford will allow you to concentrate on
questions. your recovery, not your inances.
Employee: $10,000 or $20,000
Spouse: 50 percent of employee’s This beneit is paid upon the onset date of the following critical
illness events.*
coverage amount
Child(ren): $5,000 Cancer (invasive) 100%
Heart attack
100%
Major organ transplant 100%
End stage renal failure 100%
Stroke 100%
Carcinoma in situ 25%
Coronary artery bypass surgery 25%
* This is not a complete beneit listing. Please see HR for more detail beneit summaries.
12
Voluntary Critical Illness
This plan contains a pre-existing condition
exclusion that includes a 12-month Insurance—The Hartford
look back and 12-month wait for those
conditions or illnesses which you received
medical advice or treatment or caused New in 2016!
symptoms for which an ordinarily prudent
person would seek medical advice or A lump sum critical illness insurance policy provides a single cash
treatment. beneit to you if you’re diagnosed or treated for a covered critical
illness event.
Guaranteed Benefit—This While you, or a covered family member, are being treated for or are
Enrollment Opportunity recovering from a critical illness, there’s a good chance that you will
During this annual enrollment window, be facing out-of-pocket medical expenses and possibly costs for
travel and lodging. The security of knowing that you’ll receive a lump
you can elect coverage without medical sum cash beneit from The Hartford will allow you to concentrate on
questions. your recovery, not your inances.
Employee: $10,000 or $20,000
Spouse: 50 percent of employee’s This beneit is paid upon the onset date of the following critical
illness events.*
coverage amount
Child(ren): $5,000 Cancer (invasive) 100%
Heart attack
100%
Major organ transplant 100%
End stage renal failure 100%
Stroke 100%
Carcinoma in situ 25%
Coronary artery bypass surgery 25%
* This is not a complete beneit listing. Please see HR for more detail beneit summaries.
12
