Page 20 - 2016 Enrollment
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Disability Insurance Disability Coverage

If you become disabled and cannot
work, few beneits are more important
to your inancial security than disability Short Term Disability
income protection. We partner with The short term disability plan pays a beneit of 60 percent of your
AIG to offer you disability coverage.
covered weekly earnings up to $5,000 for each week you are unable to
work because of a non-work related injury or illness. Beneits begin
immediately in case of an accident or after seven days in case of illness
and may continue through 13 weeks of disability. For a disability lasting
longer than 13 weeks, the plan will normally transition to the long term
disability program. If you work in a state which has a state mandated
disability plan, your total combined beneit amount will be the greater of

your state’s plan or this plan.


Long Term Disability

The long term disability plan pays a beneit of 60 percent of your
covered monthly earnings up to $10,000 for each month you are unable
to work due to a disabling condition. If you are unable to return to work,
beneits begin after 90 days of disability and may continue until Social
Security normal retirement age or the maximum beneit period is reached,
whichever is longer. Your disability plans are offered through AIG.

Contact information for claims submissions and questions are available at
the end of this guide.
































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