Page 13 - 2015 Benefits Guide
P. 13
Fontbonne University
Voluntary Beneits
A critical illness and/or accident can be a major detriment to your Accident Coverage by
income with increased health costs and daily living expenses. With this Reliance Standard
in mind, Fontbonne is making available—on a voluntary basis—Critical We never know when an accident
Illness and Accident coverage to beneits eligible employees. More will occur and the impact it can have
detailed information can be found in the Reliance Standard packets or on our wallet can be tremendous.
by contacting the Reliance Standard customer service team. The new accident plan is intended
Critical Illness Coverage by Reliance Standard to help you with the unexpected
costs associated with experiencing
Reliance Standard’s critical illness coverage pays a lump sum, directly such an event. Beneits are paid
to you for any of the below conditions. Employees may elect up to directly to you to help pay for your
$10,000 without any medical questions ($10,000 for spouse and $2,500 everyday expenses. All beneits are
for children). paid tax-free. Many employees ind
the accident plan to be of value when
Illness Covered Under Plan Beneit Amount considering higher deductibles and
Heart Attack $10,000 medical out-of-pocket maximums.
Life Threatening Cancer $10,000
Stroke $10,000 In brief, the accident coverage
Major Organ Transplant $10,000 provides the following.
Kidney (Renal) Failure $10,000
Coronary Artery Bypass $2,500 X Beneits paid for emergency
Carcinoma In Situ $2,500 room, doctor’s ofice visits,
X $50 Annual Health Screening beneit diagnostic imaging or scans,
X Pre-Ex Limitation: 12 month look back period/12 month broken bones or fractures, burns,
cuts, and more
treatment-free period/24 month coverage period
X $75 annual wellness (health
Premium information can be found in the Reliance Standard beneit screening) beneit
brochure X Guaranteed issue for employee,
spouse and children
X Spouse and child beneits are 50%
of employee beneit
Premium information can be found
in the Reliance Standard beneit
brochure.
13
Voluntary Beneits
A critical illness and/or accident can be a major detriment to your Accident Coverage by
income with increased health costs and daily living expenses. With this Reliance Standard
in mind, Fontbonne is making available—on a voluntary basis—Critical We never know when an accident
Illness and Accident coverage to beneits eligible employees. More will occur and the impact it can have
detailed information can be found in the Reliance Standard packets or on our wallet can be tremendous.
by contacting the Reliance Standard customer service team. The new accident plan is intended
Critical Illness Coverage by Reliance Standard to help you with the unexpected
costs associated with experiencing
Reliance Standard’s critical illness coverage pays a lump sum, directly such an event. Beneits are paid
to you for any of the below conditions. Employees may elect up to directly to you to help pay for your
$10,000 without any medical questions ($10,000 for spouse and $2,500 everyday expenses. All beneits are
for children). paid tax-free. Many employees ind
the accident plan to be of value when
Illness Covered Under Plan Beneit Amount considering higher deductibles and
Heart Attack $10,000 medical out-of-pocket maximums.
Life Threatening Cancer $10,000
Stroke $10,000 In brief, the accident coverage
Major Organ Transplant $10,000 provides the following.
Kidney (Renal) Failure $10,000
Coronary Artery Bypass $2,500 X Beneits paid for emergency
Carcinoma In Situ $2,500 room, doctor’s ofice visits,
X $50 Annual Health Screening beneit diagnostic imaging or scans,
X Pre-Ex Limitation: 12 month look back period/12 month broken bones or fractures, burns,
cuts, and more
treatment-free period/24 month coverage period
X $75 annual wellness (health
Premium information can be found in the Reliance Standard beneit screening) beneit
brochure X Guaranteed issue for employee,
spouse and children
X Spouse and child beneits are 50%
of employee beneit
Premium information can be found
in the Reliance Standard beneit
brochure.
13
