Page 22 - ABM 2021 Benefits Guide SVC 30+
P. 22
CRITICAL ILLNESS
Cigna Wellness Benefit
Critical illness insurance, available through This beneit pays $50 per calendar year per
Cigna, is designed to help you ofset the insured individual if a covered health screening
inancial efects of a catastrophic illness with test is performed, including blood tests, chest
a lump sum beneit if you or a loved one are x-rays, stress tests, mammograms, and
diagnosed with a covered critical illness. The colonoscopies. A full list of covered tests will be
critical illness beneit is based on the amount of provided in your certiicate.
coverage in efect on the date of diagnosis of a
critical illness or the date treatment is received Covered conditions (paid at 100% of elected
according to the terms and provisions of the amount unless otherwise noted below)
policy.
Cancer
During beneits enrollment, you can elect this Carcinoma in situ (paid at 25%)
coverage without medical questions. Heart attack
Team member: increments of $10,000 up Coronary artery bypass surgery (paid at
to $30,000 25%)
Spouse/domestic partner: increments of End stage renal (kidney) failure
$5,000 up to $15,000 Major organ failure
Child(ren): increments of $5,000 up to Permanent paralysis as the result of a
$15,000 covered accident
Coverage is portable which means you Coma as a result of severe traumatic brain
can take this plan with you if you no longer injury (covered at 25%)
work for the company
Your rates lock-in at your current age and Blindness
do not increase as you age Benign brain tumor
Diagnosis must occur at least 30 days after Additional covered conditions for
the coverage efective date to be eligible dependent children: cerebral palsy, cystic
for beneits ibrosis, Down syndrome, and spina biida
Pre-existing condition limitations
apply; see plan document for details,
which can be found on Beneitfocus at
abm.hrintouch.com
22 2021 Benefits Enrollment
Cigna Wellness Benefit
Critical illness insurance, available through This beneit pays $50 per calendar year per
Cigna, is designed to help you ofset the insured individual if a covered health screening
inancial efects of a catastrophic illness with test is performed, including blood tests, chest
a lump sum beneit if you or a loved one are x-rays, stress tests, mammograms, and
diagnosed with a covered critical illness. The colonoscopies. A full list of covered tests will be
critical illness beneit is based on the amount of provided in your certiicate.
coverage in efect on the date of diagnosis of a
critical illness or the date treatment is received Covered conditions (paid at 100% of elected
according to the terms and provisions of the amount unless otherwise noted below)
policy.
Cancer
During beneits enrollment, you can elect this Carcinoma in situ (paid at 25%)
coverage without medical questions. Heart attack
Team member: increments of $10,000 up Coronary artery bypass surgery (paid at
to $30,000 25%)
Spouse/domestic partner: increments of End stage renal (kidney) failure
$5,000 up to $15,000 Major organ failure
Child(ren): increments of $5,000 up to Permanent paralysis as the result of a
$15,000 covered accident
Coverage is portable which means you Coma as a result of severe traumatic brain
can take this plan with you if you no longer injury (covered at 25%)
work for the company
Your rates lock-in at your current age and Blindness
do not increase as you age Benign brain tumor
Diagnosis must occur at least 30 days after Additional covered conditions for
the coverage efective date to be eligible dependent children: cerebral palsy, cystic
for beneits ibrosis, Down syndrome, and spina biida
Pre-existing condition limitations
apply; see plan document for details,
which can be found on Beneitfocus at
abm.hrintouch.com
22 2021 Benefits Enrollment