Page 22 - ABM 2021 Benefits Guide SVC 30+
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CRITICAL ILLNESS


Cigna Wellness Benefit

Critical illness insurance, available through This beneit pays $50 per calendar year per
Cigna, is designed to help you ofset the insured individual if a covered health screening
inancial efects of a catastrophic illness with test is performed, including blood tests, chest
a lump sum beneit if you or a loved one are x-rays, stress tests, mammograms, and
diagnosed with a covered critical illness. The colonoscopies. A full list of covered tests will be
critical illness beneit is based on the amount of provided in your certiicate.
coverage in efect on the date of diagnosis of a
critical illness or the date treatment is received Covered conditions (paid at 100% of elected
according to the terms and provisions of the amount unless otherwise noted below)
policy.
„ Cancer
During beneits enrollment, you can elect this „ Carcinoma in situ (paid at 25%)
coverage without medical questions. „ Heart attack

„ Team member: increments of $10,000 up „ Coronary artery bypass surgery (paid at
to $30,000 25%)

„ Spouse/domestic partner: increments of „ End stage renal (kidney) failure
$5,000 up to $15,000 „ Major organ failure

„ Child(ren): increments of $5,000 up to „ Permanent paralysis as the result of a
$15,000 covered accident

„ Coverage is portable which means you „ Coma as a result of severe traumatic brain
can take this plan with you if you no longer injury (covered at 25%)
work for the company
„ Your rates lock-in at your current age and „ Blindness
do not increase as you age „ Benign brain tumor

„ Diagnosis must occur at least 30 days after „ Additional covered conditions for
the coverage efective date to be eligible dependent children: cerebral palsy, cystic
for beneits ibrosis, Down syndrome, and spina biida

„ Pre-existing condition limitations
apply; see plan document for details,
which can be found on Beneitfocus at
abm.hrintouch.com











22 2021 Benefits Enrollment
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