Page 13 - 2016 Nortek Enrollment Guide Kaiser
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Prescription Drug Benefits





Kaiser Pharmacy Prescription Drug Benefits Included Through
Coverage OptumRx

If you elect coverage in the Kaiser Coverage for prescription drugs is included in both the HRA and HSA
HMO you must obtain your plans through UnitedHealthcare’s prescription drug beneit provider,
prescriptions through a Kaiser called OptumRx. Over 64,000 retail, online, and mail order pharmacies
Permanente pharmacy. To locate participate in the OptumRx network. To locate an in-network pharmacy
a Kaiser network pharmacy visit prior to becoming a member visit www.welcometouhc.com.
www.kp.org and click on “Locate
our Services” from the homepage What you pay for your prescriptions will depend on which of the two

menu. From there, follow the medical plans you select and what type of prescriptions you need.
directions under “Find a Facility”
to identify a Kaiser network UnitedHealthcare uses a tier system for classifying drugs. Tiers are the
pharmacy location nearest you. different cost levels you pay for a medication. Each tier is assigned a
cost by the health plan. Tier 1 medications are the lowest cost options.
Medications in Tier 2, 3, and 4 are higher priced medications, but your
doctor may be able to prescribe a similar drug in Tier 1.


Participants in the HRA will pay a set copay for drugs from retail
How to Find a pharmacies ranging from $10 to $90 per prescription, depending on the
Pharmacy prescription drug tier and the length of the prescription. HSA participants
For an up-to-date list of participating pay the full discounted price of the drug until the deductible is met. After
pharmacies in the OptumRx network,
visit myuhc.com, log in and click on the deductible, the member’s responsibility is 20 percent until the out-
“Manage My Prescriptions”. of-pocket maximum is met. Once you’ve satisied your out-of-pocket
maximum, Nortek pays 100 percent of the charges for the remainder of
the plan year.


Once you enroll in a United Healthcare plan, you’ll be able to ind out
speciics about particular drugs and their categories on the member site:
www.myuhc.com.


Note: Some large retail stores with pharmacies offer special generics
pricing programs (outside of insurance plans) some for as low as $4.
Check out their programs on the retailers’ internet sites.








2016 Open Enrollment
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