Page 4 - 2018 Fontbonne Benefit Guide
P. 4
Life Changes
Making Changes (Qualifying Life Events)
The Internal Revenue Service (IRS) regulations state eligible employees
may only make elections to the plan once a year unless you experience
a qualiied life status change. If no qualifying event occurs, your 2018
beneits enrollment beneit choices are binding through December 31.
The following special circumstances are some reasons you may change
your beneits during the year.
X Marriage
X Divorce or legal separation
X Birth, adoption, or placement of a child for adoption
X Termination or commencement of your spouse’s coverage in general
when coverage is maintained through the spouse’s plan
X Shift from part-time to full-time status (or vice versa) by you or your
spouse
X Death of spouse or dependent
X When a dependent satisies or ceases to satisfy eligibility requirements
X Taking an unpaid leave of absence (you or your spouse)
X A residence or worksite change which impacts healthcare coverage
These special circumstances, often referred to as life event changes, will
allow you to make plan changes at the time during the year in which
the life event occurs. If such a change occurs, you must notify human
resources and make a change to your beneits within 31 days of the
life event change. If you do not request a change in status (alongside
requested documentation) you may need to wait until the next annual
enrollment opportunity to make your change.
Changes which are requested due to a “change of mind” cannot be allowed until the
next beneits enrollment period.
4 2018 Benefits Enrollment
Making Changes (Qualifying Life Events)
The Internal Revenue Service (IRS) regulations state eligible employees
may only make elections to the plan once a year unless you experience
a qualiied life status change. If no qualifying event occurs, your 2018
beneits enrollment beneit choices are binding through December 31.
The following special circumstances are some reasons you may change
your beneits during the year.
X Marriage
X Divorce or legal separation
X Birth, adoption, or placement of a child for adoption
X Termination or commencement of your spouse’s coverage in general
when coverage is maintained through the spouse’s plan
X Shift from part-time to full-time status (or vice versa) by you or your
spouse
X Death of spouse or dependent
X When a dependent satisies or ceases to satisfy eligibility requirements
X Taking an unpaid leave of absence (you or your spouse)
X A residence or worksite change which impacts healthcare coverage
These special circumstances, often referred to as life event changes, will
allow you to make plan changes at the time during the year in which
the life event occurs. If such a change occurs, you must notify human
resources and make a change to your beneits within 31 days of the
life event change. If you do not request a change in status (alongside
requested documentation) you may need to wait until the next annual
enrollment opportunity to make your change.
Changes which are requested due to a “change of mind” cannot be allowed until the
next beneits enrollment period.
4 2018 Benefits Enrollment
