Page 3 - 2016 Enrollment
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Enrollment Period Medical Beneits for
Enrollment Period for 2016 Plan Year 2016
Health and group beneits are offered to maintain the health and HDP Plan
inancial well-being of you and your family. In order to receive The HDP offers preventive
coverage under the health and group beneits, you must enroll in prescription medications at no cost
the speciic program within 30 days of your date of hire. If you Virtual ofice visits are now available;
do not enroll during the initial enrollment period, you will not be deductible and coinsurance will apply
able to enroll until the next annual enrollment period or if you
experience a qualifying event. Coinsurance is 20 percent in-network
and 40 percent out-of-network
Please review this summary booklet prior to choosing the beneit Coinsurance is 20 percent for in-
plans and options which best meet your particular needs. network prescription medications
after the deductible has been
New for 2016—Virtual Office Visits met; coinsurance for prescription
With virtual ofice visits, HDP and POS participants can see and medication coverage does not apply
speak to a doctor 24 hours a day/7days a week using a mobile if the out-of-pocket maximum is met
device or computer, all from the convenience of their home or
ofice. POS Plan
Coinsurance is 20 percent in-network
HDP participants pay the full cost of the virtual visit until the and 40 percent out-of-network
deductible is met and POS participants pay the same co-pay as a Primary ofice visit or a virtual ofice
primary care physician, which is $25 for a virtual ofice visit. visit copay is $25; specialist ofice
visit copay is $35
Prescription medication coverage
is 20 percent coinsurance after the
deductible has been met; coinsurance
for prescription medication coverage
does not apply if the out-of-pocket
maximum is met
2016 Benefits Guide
Enrollment Period Medical Beneits for
Enrollment Period for 2016 Plan Year 2016
Health and group beneits are offered to maintain the health and HDP Plan
inancial well-being of you and your family. In order to receive The HDP offers preventive
coverage under the health and group beneits, you must enroll in prescription medications at no cost
the speciic program within 30 days of your date of hire. If you Virtual ofice visits are now available;
do not enroll during the initial enrollment period, you will not be deductible and coinsurance will apply
able to enroll until the next annual enrollment period or if you
experience a qualifying event. Coinsurance is 20 percent in-network
and 40 percent out-of-network
Please review this summary booklet prior to choosing the beneit Coinsurance is 20 percent for in-
plans and options which best meet your particular needs. network prescription medications
after the deductible has been
New for 2016—Virtual Office Visits met; coinsurance for prescription
With virtual ofice visits, HDP and POS participants can see and medication coverage does not apply
speak to a doctor 24 hours a day/7days a week using a mobile if the out-of-pocket maximum is met
device or computer, all from the convenience of their home or
ofice. POS Plan
Coinsurance is 20 percent in-network
HDP participants pay the full cost of the virtual visit until the and 40 percent out-of-network
deductible is met and POS participants pay the same co-pay as a Primary ofice visit or a virtual ofice
primary care physician, which is $25 for a virtual ofice visit. visit copay is $25; specialist ofice
visit copay is $35
Prescription medication coverage
is 20 percent coinsurance after the
deductible has been met; coinsurance
for prescription medication coverage
does not apply if the out-of-pocket
maximum is met
2016 Benefits Guide
