Page 4 - Guide

Table of Contents
Eligibility and Enrollment ..................5
Your Health Risk Assessment ................7
Medical and Pharmacy Insurance .............8
Vision Coverage .........................9
Dental Coverage .......................10
Flexible Spending Accounts ................11
4
2015 Open Enrollment
Life Insurance .........................13
Disability .............................16
Speciied Disease .......................18
Employee Assistance Program ..............19
401(k) ...............................20
Contact Information .....................21
Introduction
Coverage Effective December 1, 2015
Beneits Open Enrollment is here, giving you the
opportunity to review and make changes to your health
and welfare beneit elections for 2016. Our company is
proud of the strong package of total rewards which we
offer and remains committed to providing high-quality,
affordable healthcare. This guide will provide you with
additional information on the changes, how they may
affect you, and programs and beneits which can help
you manage additional costs. Being informed about
your beneits coverage is the best way to receive the
healthcare you need and the most value from your
beneits program.