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Retirement Savings Plan 401(k)





Contact Fidelity 401(k) with Fidelity
A consistent savings plan throughout your career is the foundation
www.401k.com for security during your retirement years. Intertek’s 401(k) Plan is
800.835.3361 designed to help you reach your investment goals.



How the Plan Works
Auto Enrollment You can elect to contribute up to 75 percent of your gross salary

Any individual who becomes subject to IRS maximums. If you are age 50 or older you can
employed or is reemployed contribute an additional catch-up contribution. Intertek offers
and who does not, on or before a discretionary match of 50 percent up to 6 percent of your

the 30th day after their date compensation. To enroll or change your 401(k) deferral or asset
of employment or date of allocation log-on to your Fidelity account at www.401k.com or call
reemployment, make either an 800.835.3361.
afirmative election or change
their deferral to not make Fidelity Tools
employee contributions shall be Fidelity offers retirement calculators and investment services
automatically deemed to reduce which allow you to choose your own investments options or use a

their compensation by 4 percent managed account plan which does the hard work for you.
for each payroll period and shall
have that amount contributed Remember to add a beneiciary for your 401(k) on the Fidelity
to the plan as employee website through their convenient online beneiciary tool. Please
contributions effective as of the note, you will need to elect a beneiciary for both your life insurance
irst applicable payroll period when you elect your life insurance, as well as through Fidelity for
beginning on or after the 30th your 401(k) plan.
day after his date of employment
or date of reemployment. Vesting
You are always 100 percent vested in your contributions to the
Plan, as well as any earnings on them. The Company’s matching
contributions, Company Discretionary Contributions, and any earnings vest

according to the following schedule.

Years of Service Vested Percentage
1 25
2 50
3 75
4 100




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