Page 10 - ABM 2021 Benefit Guide MDV
P. 10
UnitedHealthcare (UHC) Plans
With these plans, you have the lexibility, at the
time of service, to seek care from an in-network
or out-of-network provider. If you enroll in one
of the UHC plans, you will pay a copayment,
coinsurance, and/or deductible for covered
in-network services. You can choose any doctor
(including specialists), pharmacy, or hospital
in UHC’s national network; you do not need
referrals and you do not need to choose a
Primary Care Physician (PCP) (some services,
however, will be subject to pre-authorization).
If you choose to receive care outside of UHC’s
network, the treatment will be subject to the
deductible and coinsurance, and in some cases
a copayment, before the plan starts paying
beneits. You may be required to submit claim
paperwork when you receive out-of-network
care. Keep in mind there is no coverage for
out-of-network pharmacy services—ensure you
always use an in-network pharmacy.
10 2021 Benefits Enrollment
With these plans, you have the lexibility, at the
time of service, to seek care from an in-network
or out-of-network provider. If you enroll in one
of the UHC plans, you will pay a copayment,
coinsurance, and/or deductible for covered
in-network services. You can choose any doctor
(including specialists), pharmacy, or hospital
in UHC’s national network; you do not need
referrals and you do not need to choose a
Primary Care Physician (PCP) (some services,
however, will be subject to pre-authorization).
If you choose to receive care outside of UHC’s
network, the treatment will be subject to the
deductible and coinsurance, and in some cases
a copayment, before the plan starts paying
beneits. You may be required to submit claim
paperwork when you receive out-of-network
care. Keep in mind there is no coverage for
out-of-network pharmacy services—ensure you
always use an in-network pharmacy.
10 2021 Benefits Enrollment
